Erie County and Buffalo City property record for 232 Cambridge Ave, Buffalo, NY 14215
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,476 sqft · built 1927 |
| Lot Size | 0.081 acres (3,540 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $426 (2026) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 90.79-2-22 |
| Primary APN | 140200 90.79-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Total Area |
| 1st Floor Area | 1,310 sqft |
| 2nd Floor Area | 1,166 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,540 sqft (0.081 acres) |
| Lot Dimensions | 118 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08522700 |
|---|---|
| Street Address | 232 CAMBRIDGE AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14215-3734 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-3R |
| Legal Description | 518.8O S DELAVAN |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 3600 |
232 Cambridge Ave, a duplex, is owned and occupied by an individual who acquired it in February 2022.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 CAMBRIDGE AVE, BUFFALO, NY 14215-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU |
| Mar 1, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 21, 2022 |
| Transfer Doc | 0113972771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 232 CAMBRIDGE AVE, BUFFALO, NY 14215-3734 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 232 CAMBRIDGE AVE, BUFFALO, NY 14215-3734 |
| Document Number | 0140554377 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 14055/4377 |
| Instrument | 2022110585 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14215 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 1, 2022 |
| Property Address | 232 CAMBRIDGE AVE, BUFFALO, NY 14215-3734 |
| Document Number | 0113972771 |
| Book / Page | 11397 / 2771 |
| Map Reference | DOC 809 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 2022041104 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 CAMBRIDGE AVE, 232, BUFFALO, NY 14215-3734 |
| Name | Verified Name |
|---|---|
| Address | 232 CAMBRIDGE AVE, BUFFALO, NY 14215-3734 |
The 2026 property tax bill for 232 Cambridge Ave was $426, down 60.4% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426.00 (-60.37%) | ||
| 2025 | $1,075.00 (+57.62%) | $129,000 (+207.14%) Land $5,000 Building $124,000 | $129,000 (+88.89%) Land $5,000 Building $124,000 |
| 2024 | $682.00 (+212.84%) | $42,000 (-) Land $2,000 Building $40,000 | $68,293 (+13.82%) Land $3,252 Building $65,041 |
| 2023 | $218.00 | $42,000 Land $2,000 Building $40,000 | $60,000 Land $2,857 Building $57,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Cambridge Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 232 Cambridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 934 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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