232 Brookside Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 232 Brookside Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,988 sqft · built 1910
Lot Size0.259 acres (11,282 sqft)
Owner2 Individual Names on Record
Last Sale$437,600 (Jun 2012)
Tax Bill$16,181 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN51-04014-0000-00005

Property Details

APN / Parcel Number

Primary APN51-04014-0000-00005
Alternative APN
  • 510401400005

Interior

Stories1 Story
Building Area1,988 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area11,282 sqft (0.259 acres)
Lot Dimensions188 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address232 BROOKSIDE AVE
CityRIDGEWOOD
StateNJ
Zip07450-4631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.259 AC
Legal Block4014
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4002
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 BROOKSIDE AVE, RIDGEWOOD, NJ 07450-4631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKELAND BANK
Dec 13, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LAKELAND BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2012 · Amount on Record
Deed SaleJun 5, 2012 · Amount on Record
Prior SaleJul 31, 2002 · Amount on Record
Deed Document Number201253743
Deed Book / Page1058 / 2037
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address232 BROOKSIDE AVE, RIDGEWOOD, NJ 07450-4631
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045721758
DateFeb 8, 2022
Book Page4572/1758
Instrument2022016950
Lender
NameLAKELAND BANK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateFeb 1, 2037
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate8.25%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address232 BROOKSIDE AVE, RIDGEWOOD, NJ 07450-4631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034371200
DateDec 13, 2019
Book Page3437/1200
Instrument19-086956
Lender
NameLAKELAND BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueJan 1, 2044

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$559,900 (-) Land $346,600 Building $213,300$559,900 (-) Land $346,600 Building $213,300
2025$16,181.00 (+0.73%)$559,900 (-) Land $346,600 Building $213,300$559,900 (-) Land $346,600 Building $213,300
2024$16,063.00 (+4.97%)
2023$559,900 Land $346,600 Building $213,300$559,900 Land $346,600 Building $213,300
2022$15,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1999–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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