232 Binnacle Pt, Vero Beach, FL 32963 Property Records

Indian River County property record for 232 Binnacle Pt, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 3,230 sqft · built 1996
Lot Size0.41 acres (17,860 sqft)
Owner2 Owner Names on Record
Last Sale$2,200,000 (Apr 2008)
Tax Bill$21,395 (2025)
Flood ZoneZone X (minimal risk)
APN33-40-21-00008-0000-00132.0

Property Details

APN / Parcel Number

Primary APN33-40-21-00008-0000-00132.0
Alternative APN
  • 99015

Interior

Bedrooms7 Beds
Full Baths5 Baths
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area3,230 sqft Living Area
1st Floor Area2,501 sqft
2nd Floor Area730 sqft
Interior WallsWallboard/Drywall
Fireplace2 Story

Exterior

Year BuiltBuilt 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialClay Tile
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions147 ft deep x 148 ft wide
Garage Area808 sqft
DrivewayDriveway
Driveway Area2,325 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area1,344 sqft
Patio Area402 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number99015
Street Address232 BINNACLE PT
CityVERO BEACH
StateFL
Zip32963-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionMOORINGS UNIT 5 THE ANCHOR LOT 132 PBI 9-98 TO 98D
Legal Range40
Legal Township33
Legal Section21
Legal SubdivisionMOORINGS SUB UNIT 5-THE ANCHOR
Legal Lot Number132
Legal Unit5
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2002
Census Tract50509

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address232 BINNACLE PT, VERO BEACH, FL 32963-2905
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2008 · Amount on Record
Deed SaleApr 10, 2008 · Amount on Record
Deed Document Number1915424
Deed Book / Page2256 / 1851
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,395.00 (+8.12%)$1,536,157 (+5.99%)$3,212,428 (+26.7%) Land $1,695,750 Building $1,516,678
2023$19,789.00 (+2.31%)$1,449,382 (+3%)$2,535,389 (+13.11%) Land $1,249,500 Building $1,285,889
2022$19,342.00$1,407,167$2,241,540 Land $1,204,875 Building $1,036,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies577 units insured
incl. 281 condo units
Nearby Flood Claims9 (2005–2025)
Claims Outside the SFHA7 of 9
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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