232 Benham Ct, Saint Charles, IL 60174 Property Records

Kane County property record for 232 Benham Ct, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,105 sqft · built 1983
Lot Size	0.12 acres (5,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Nov 2025)
Tax Bill	$5,665 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-427-026`

Property Details

APN / Parcel Number

Primary APN	`09-28-427-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	1,105 sqft
Basement Area	1,105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,231 sqft (0.12 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	232 BENHAM CT
City	SAINT CHARLES
State	IL
Zip	60174-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7
Legal Subdivision	TMBERS CLUB CONDOS
Legal Block	3
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3029
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	382 BRITTANY CT, D, GENEVA, IL 60134-3601
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	202545277
Prior Transfer Date	Apr 18, 1997
Prior Transfer Doc	0000041015
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2025
Property Address	232 BENHAM CT, ST CHARLES, IL 60174-1116
Document Number	0000045277
Map Reference	DOC 1597029
Instrument Date	Oct 10, 2025
Instrument	2025K045277
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 MOCKINGBIRD CT, SAINT CHARLES, IL 60175-5642

Mortgage

Document Number	0000045278
Date	Nov 14, 2025
Instrument	2025K045278

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	6.58%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,665.00 (+3.41%) Homeowner's exemption	$88,776 (+8.53%) Land $20,208 Building $68,568	$266,435 (+8.53%) Land $60,648 Building $205,786
2024	$5,478.00 (+10.35%) Homeowner's exemption	$81,799 (+21.2%) Land $18,620 Building $63,179	$245,495 (+21.25%) Land $55,882 Building $189,613
2022	$4,964.00 (+4.35%) Homeowner's exemption	$67,491 (+4.91%) Land $18,446 Building $49,045	$202,473 (+4.91%) Land $55,338 Building $147,135
2021	$4,757.00 Homeowner's exemption	$64,333 Land $17,583 Building $46,750	$192,999 Land $52,749 Building $140,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20