Clark County property record for 232 Bender Ln, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1974 |
| Lot Size | 9.99 acres (435,295 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-0000-054-00 |
| Primary APN | 089-0000-054-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,295 sqft (9.99 acres) |
| Garage Area | 672 sqft |
| Driveway | Driveway |
| Driveway Area | 244 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 233600020001 |
|---|---|
| Street Address | 232 BENDER LN |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-9069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTURE |
| Legal Description | PARCEL 2 PLAT 510B LESS PARCEL 2-B PLAT 952B |
| Jurisdiction | CLARK KY |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20300 |
Source: Clark County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 BENDER LN, WINCHESTER, KY 40391-9069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2016 |
| Deed Sale | Mar 24, 2016 |
| Deed Document Number | 0000510406 |
| Record Updated | Jun 8, 2026 |
Source: Clark County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,020.00 (-9.73%) Homeowner's exemption | $155,300 (-) Land $70,000 Building $85,300 | $155,300 (-) Land $70,000 Building $85,300 |
| 2023 | $155,300 | $155,300 | |
| 2022 | $1,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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