232 Beltrees St, Dunedin, FL 34698 Property Records

Pinellas County property record for 232 Beltrees St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,420 sqft · built 1948
Lot Size0.401 acres (17,498 sqft)
Owner2 Individual Names on Record
Last Sale$117,000 (Dec 1994)
Tax Bill$4,350 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-743-3041-6

Property Details

APN / Parcel Number

Primary APNC62-000-743-3041-6
Alternative APNs
  • 34-28-15-27540-004-0014
  • 152834275400040014
  • R372137

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,420 sqft Heated Area
1st Floor Area2,420 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1996
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,498 sqft (0.401 acres)
Lot Dimensions140 ft deep x 125 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area636 sqft
Deck Area350 sqft
Patio Area350 sqft
Shed1 Shed
Shed Area432 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR372137
Old Parcel Number152834275400040014
Street Address232 BELTREES ST
CityDUNEDIN
StateFL
Zip34698-7505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFENWAY-ON-THE-BAY BLK D, E 125FT OF W 350FT OF S 1/2 OF BLK D LYING E OF WATER LOT
Legal Range15
Legal Township28
Legal Section34
Legal SubdivisionFENWAY-ON-THE-BAY
Legal BlockE,D
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3034
Census Tract27000

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 BELTREES ST, DUNEDIN, FL 34698-7505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2019Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Apr 16, 2018Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 1994 · Amount on Record
Deed SaleDec 29, 1994 · Amount on Record
Deed Document Number0088771482
Deed Book / Page08877 / 01482
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address232 BELTREES ST, DUNEDIN, FL 34698-7505
Document Number0206842194
Instrument DateSep 3, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BELTREES ST DUNEDIN FL 346987505, DUNEDIN, FL 34698-7505

Mortgage

Document Number0206842194
DateSep 9, 2019
Book Page020684/002194
Instrument287996
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 8, 2044
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address232 BELTREES ST, DUNEDIN, FL 34698-7505
Document Number0200230605
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address232 BELTREES ST DUNEDIN FL 346987505, DUNEDIN, FL 34698-7505

Mortgage

Document Number0200230605
DateApr 24, 2018
Book Page020023/000605
Instrument126321
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 23, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,350.00 (+43.42%) Homeowner's exemption Widower's exemption$293,684 (+33.74%)$1,117,878 (+16.08%) Land $684,307 Building $433,571
2023$3,033.00 (+0.46%) Homeowner's exemption Widower's exemption$219,598 (+3%)$963,025 (+17.24%) Land $717,317 Building $245,708
2022$3,019.00 Homeowner's exemption Widower's exemption$213,202$821,382 Land $632,269 Building $189,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies335 units insured
incl. 184 condo units
Nearby Flood Claims44 (1979–2024)
Claims Outside the SFHA4 of 44
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 31 claims
  • Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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