232 Bell St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 232 Bell St, Cedar Point, NC 28584

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,476 sqft · built 1950
Lot Size0.289 acres (12,589 sqft)
OwnerCompany Name on File
Last Sale$89,000 (Nov 2002)
Tax Bill$1,645 (2025)
Flood ZoneZone X (moderate risk)
APN5374.18.32.7114000

Property Details

APN / Parcel Number

Primary APN5374.18.32.7114000
Alternative APNs
  • 518843
  • 56610

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,476 sqft Heated Area
Gross Area1,524 sqft
1st Floor Area1,116 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1994
Architectural StyleCottage
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialMetal
Lot Area12,589 sqft (0.289 acres)
Lot Dimensions114 ft deep x 111 ft wide

Exterior Amenities

PorchSlab
Porch Area216 sqft
Deck Area3 sqft
Shed1 Shed
Shed Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number56610
Street Address232 BELL ST
CityCEDAR POINT
StateNC
Zip28584-8034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT ON BELL ST CEDAR POINT
Legal SubdivisionJOHN S JONES
Legal Block32
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3079
Census Tract970806

Owner

Source: Carteret County records · APN 5374.18.32.7114000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 71419, DURHAM, NC 27722-1419
Owner TypeCompany
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2002 · Amount on Record
Deed SaleNov 22, 2002 · Amount on Record
Deed Book / Page964 / 391
Last Transfer DateFeb 22, 2016
Transfer Doc0015350178
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,645.00 (+42.3%)$349,743 (+91.38%) Land $66,931 Building $282,812$349,743 (+91.38%) Land $66,931 Building $282,812
2023$182,745 Land $89,105 Building $93,640$182,745 Land $89,105 Building $93,640
2022$1,156.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Based on FCC filings for 371 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Bell St

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