232 Bell Ave, Philadelphia, MS 39350 Property Records

Neshoba County property record for 232 Bell Ave, Philadelphia, MS 39350

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,988 sqft · built 1968
Lot Size	0.492 acres (21,450 sqft)
Owner	Individual Name on File
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05225A-00E-007.000`

Property Details

APN / Parcel Number

Primary APN	`05225A-00E-007.000`
Alternative APN	`4157`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,988 sqft Living Area
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,450 sqft (0.492 acres)
Lot Dimensions	150 ft deep x 143 ft wide

Location & Zoning

Account Number	4157
Street Address	232 BELL AVE
City	PHILADELPHIA
State	MS
Zip	39350-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 S 1/2 LOT 12 & E 1/2 LOT 14 BLOCK B J D LAND ADD PB 1 PG 20
Legal Subdivision	LAND ADD
Legal Block	B
Legal Lot Number	12-14
Jurisdiction	NESHOBA MS
Township / Civil Division	5
Census Block Group	4
Census Block	4057
Census Tract	10400

Owner

232 Bell Ave is owned and occupied by an individual who acquired it in March 2020.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	232 BELL AVE, PHILADELPHIA, MS 39350-3455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Mar 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020
Deed Sale	Mar 6, 2020
Prior Sale	Jun 30, 2008
Deed Document Number	0002020885
Deed Book / Page	2020 / 885
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	232 BELL AVE, PHILADELPHIA, MS 39350-3455
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/6026
Date	Jul 29, 2022
Book Page	2022/6026
Instrument	2022-6026

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2032

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Mar 6, 2020
Property Address	232 BELL AVE, PHILADELPHIA, MS 39350-3455
Document Number	2020/885
Book / Page	2020 / 885
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 BELL AVE, 232, PHILADELPHIA, MS 39350-3455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BELL AVE, PHILADELPHIA, MS 39350-3455

Tax Assessment & Valuation

The 2025 property tax bill for 232 Bell Ave was $1,351, down 0.4% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Municipality	Philadelphia City
Unified School District	Philadelphia Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (-0.44%)	$9,865	$65,760 Land $8,570 Building $57,190
2024	$1,357.00 (+8.56%)
2023	$1,250.00	$9,056	$60,370 Land $8,570 Building $51,800
2021	$837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Bell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Bell Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHILADELPHIA serves 6,921 people · EPA ID MS0500008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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