Hamilton County property record for 232 Beechmont Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,944 sqft · built 1965 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Dec 2023) |
| Tax Bill | $3,672 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-30-208-003.000-018 |
| Primary APN | 29-10-30-208-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 936 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 165 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 526 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610300208003000 |
|---|---|
| Street Address | 232 BEECHMONT DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, LOT 59 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 30 |
| Legal Subdivision | HARROWGATE |
| Legal Lot Number | 59 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 110905 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 BEECHMONT DR, CARMEL, IN 46032-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK OF INDIANA |
| Jul 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Oct 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on Record |
| Deed Sale | Dec 8, 2023 · Amount on Record |
| Prior Sale | Oct 14, 2020 |
| Deed Document Number | 2023046050 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 8, 2023 |
| Property Address | 232 BEECHMONT DR, CARMEL, IN 46032-1842 |
| Document Number | 0000046050 |
| Map Reference | MB 2 PG 203-205 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023046050 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 232 BEECHMONT DR, CARMEL, IN 46032-1842 |
| Document Number | 0000046051 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 2023046051 |
| Name | MERCHANTS BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 232 BEECHMONT DR, CARMEL, IN 46032-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033602 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019033602 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 14, 2020 |
| Property Address | 232 BEECHMONT DR, CARMEL, IN 46032-1842 |
| Document Number | 2020073200 |
| Map Reference | MB 2 PG 203-205 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2020073200 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 BEECHMONT DR, CARMEL, IN 46032-1842 |
| Document Number | 2020073201 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020073201 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,500 (+1.58%) Land $135,600 Building $211,900 | $347,500 (+1.58%) Land $135,600 Building $211,900 | |
| 2024 | $3,672.00 (+29.66%) | $342,100 (+21.57%) Land $135,600 Building $206,500 | $342,100 (+21.57%) Land $135,600 Building $206,500 |
| 2023 | $2,832.00 (+12.34%) | $281,400 (+18.68%) Land $90,000 Building $191,400 | $281,400 (+18.68%) Land $90,000 Building $191,400 |
| 2022 | $2,521.00 | $237,100 Land $90,000 Building $147,100 | $237,100 Land $90,000 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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