232 Bear Ln, Lumberton, NC 28360 Property Records

Robeson County property record for 232 Bear Ln, Lumberton, NC 28360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1911
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Apr 2021)
Tax Bill	$1,345 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16080101002`

Property Details

APN / Parcel Number

Primary APN	`16080101002`
Alternative APN	`1210075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Patio
Deck Area	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1210075
Street Address	232 BEAR LN
City	LUMBERTON
State	NC
Zip	28360-4994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	AC E/S SR 1585 & ADJ
Jurisdiction	ROBESON NC
Township / Civil Division	RAFT SWAMP
Census Block Group	2
Census Block	2021
Census Tract	960602

Owner

232 Bear Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Robeson County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 BEAR LN, LUMBERTON, NC 28360-4994
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Deed Document Number	20213435
Deed Book / Page	2279 / 447
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	232 BEAR LN, LUMBERTON, NC 28360-4994
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BEAR LN EN, EN, LUMBERTON, NC 28360-4994

Mortgage

Document Number	002551/261
Date	Dec 1, 2025
Book Page	2551/261
Instrument	2025010644

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Apr 14, 2021
Property Address	232 BEAR LN, LUMBERTON, NC 28360-4994
Document Number	2279/447
Book / Page	2279 / 447
Instrument Date	Mar 30, 2021
Instrument	2021003435
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE RE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1716 LITTLE SHALLOTTE RIVER DR SW, 1716, SHALLOTTE, NC 28470-5756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BEAR LN, LUMBERTON, NC 28360-4994

Mortgage

Document Number	2021003436
Date	Apr 14, 2021
Instrument	2021003436

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 232 Bear Ln was $1,345.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,345.00	$143,000 Land $11,600 Building $131,400	$143,000 Land $11,600 Building $131,400
2023	$878.00	$101,000 (-) Land $10,000 Building $91,000	$101,000 (-) Land $10,000 Building $91,000
2022	$878.00	$101,000 Land $10,000 Building $91,000	$101,000 Land $10,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Bear Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Bear Ln is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LREMC Technologies Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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