Baldwin County property record for 232 Bay View Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,403 sqft · built 1988 |
| Lot Size | 0.214 acres (9,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Oct 2023) |
| Tax Bill | $814 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-03-05-0-002-089 |
| Primary APN | 43-03-05-0-002-089 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,403 sqft Heated Area |
| 1st Floor Area | 935 sqft |
| Upper Floors Area | 468 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,360 sqft (0.214 acres) |
| Lot Dimensions | 104 ft deep x 90 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 541199 |
|---|---|
| Street Address | 232 BAY VIEW DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-7854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 UNIT 8 LAKE FOREST SUB PB7 P95 |
| Legal Subdivision | LAKE FOREST, |
| Legal Block | U-8 |
| Legal Lot Number | 29 |
| Legal Unit | 8 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10711 |
232 Bay View Dr is owned and occupied by an individual who bought it in October 2023.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 BAY VIEW DR, DAPHNE, AL 36526-7854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 3, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on File |
| Deed Sale | Oct 3, 2023 · Amount on File |
| Prior Sale | May 24, 2005 |
| Deed Document Number | 20232089177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 232 BAY VIEW DR, DAPHNE, AL 36526-7854 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 232 BAY VIEW DR, DAPHNE, AL 36526-7854 |
| Document Number | 0002217542 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2217542 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 3, 2023 |
| Property Address | 232 BAY VIEW DR, DAPHNE, AL 36526-7854 |
| Document Number | 0002089177 |
| Map Reference | MB 7 PG 95 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2089177 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 BROADMOOR DR, DAPHNE, AL 36526-7728 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 232 BAY VIEW DR, DAPHNE, AL 36526-7854 |
| Document Number | 0002089178 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2089178 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2026 property tax bill for 232 Bay View Dr was $814 with a homeowner's exemption, down 0.7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814.00 (-0.73%) Homeowner's exemption | ||
| 2025 | $820.00 | $18,820 Land $1,620 Building $17,200 | $188,100 Land $16,100 Building $172,000 |
| 2023 | $1,388.00 (+16.64%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $30,180 (+9.03%) | $150,900 (+9.03%) Land $16,800 Building $134,100 |
| 2022 | $1,190.00 (+142.36%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $27,680 | $138,400 Land $16,500 Building $121,900 |
| 2021 | $491.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 232 Bay View Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Bay View Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 64% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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