232 Bay St, Hawthorne, FL 32640 Property Records

Putnam County property record for 232 Bay St, Hawthorne, FL 32640

Property Summary

Property Type	Mobile Home
Details	1,152 sqft · built 1976
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2021)
Tax Bill	$639 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-23-4880-006.0-023.0`

Property Details

APN / Parcel Number

Primary APN	`29-10-23-4880-006.0-023.0`
Alternative APN	`31969`

Interior

Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1984
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	215 ft deep x 80 ft wide
Porch	Porch
Porch Area	568 sqft
Deck Area	28 sqft

Location & Zoning

Account Number	31969
Street Address	232 BAY ST
City	HAWTHORNE
State	FL
Zip	32640-5636
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LAK-A-WANA LAKE GARDENS, MB4 P
Legal Range	23E
Legal Township	10S
Legal Section	29
Legal Subdivision	LAK-A-WANA LAKE
Legal Block	6
Legal Lot Number	23 24
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1012
Census Tract	950400

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 BAY ST, HAWTHORNE, FL 32640-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	202154023735
Deed Book / Page	1639 / 1535
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Oct 14, 2021
Property Address	232 BAY ST, HAWTHORNE, FL 32640-5636
Document Number	0016391535
Book / Page	1639 / 1535
Map Reference	MB 4 PG 197
Instrument Date	Oct 11, 2021
Instrument	202154023735
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6064 SILVER LAKE DR, 6064, PALATKA, FL 32177-7787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BAY ST, HAWTHORNE, FL 32640-5636

Mortgage

Document Number	0016391537
Date	Oct 14, 2021
Instrument	1639/1537

Lender

Name	JUDY MILLER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Dec 1, 2021

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (+20.34%) Senior Citizen's exemption	$68,110 (+5.97%)	$75,190 (+0.37%) Land $4,680 Building $70,510
2023	$531.00 (-27.06%) Senior Citizen's exemption	$64,270 (+3%)	$74,910 (+20.05%) Land $4,680 Building $70,230
2022	$728.00 Homeowner's exemption	$62,400	$62,400 Land $5,620 Building $56,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2005–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay St

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