232 Baker Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 232 Baker Ave, Westfield, NJ 07090

Property Summary

Property TypeSingle Family Home
Details4,034 sqft · built 1952
Lot Size0.31 acres (13,499 sqft)
Owner2 Individual Names on Record
Last Sale$2,345,000 (Apr 2023)
Tax Bill$32,723 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Apr 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-02210-0000-00011

Property Details

APN / Parcel Number

Primary APN20-02210-0000-00011
Alternative APNs
  • 2000330000000011
  • 200221000011

Interior

Stories2 Stories
Building Area4,034 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleColonial
Construction TypeFrame
Lot Area13,499 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2000330000000011
Street Address232 BAKER AVE
CityWESTFIELD
StateNJ
Zip07090-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBUCKINGHAM GARDENS
Legal Block2210
Legal Lot Number11
JurisdictionUNION NJ
Township / Civil DivisionWESTFIELD
Census Block Group4
Census Block4016
Census Tract36400

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 BAKER AVE, WESTFIELD, NJ 07090-1902
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Apr 3, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 19, 2021Deed, Transfer · Conventional Mortgage
LAKELAND BANK
Jan 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2023 · Amount on Record
Deed SaleApr 3, 2023 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number202327788
Deed Book / Page6504 / 56
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address232 BAKER AVE, WESTFIELD, NJ 07090-1902
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151252120
DateDec 15, 2021
Book Page15125/2120
Instrument27337
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION NJ
Recording DateApr 3, 2023
Property Address232 BAKER AVE, WESTFIELD, NJ 07090-1902
Document Number0065040056
Book / Page6504 / 56
Instrument DateMar 23, 2023
Instrument27788
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyNOBLE TITLE, NOBLE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49,299.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1520 NEWPORT LN, INVERNESS, IL 60010-5631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address232 BAKER AVE, WESTFIELD, NJ 07090-1902

Mortgage

Document Number0000050550
DateApr 3, 2023
Instrument50550
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateJul 19, 2021
Property Address232 BAKER AVE, WESTFIELD, NJ 07090-1902
Document Number0064210364
Book / Page6421 / 364
Instrument DateMay 5, 2021
Instrument7106
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 BAKER AVE, WESTFIELD, NJ 07090-1902

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BAKER AVE, WESTFIELD, NJ 07090-1902

Mortgage

Document Number0000016873
DateJul 19, 2021
Instrument16873
Lender
NameLAKELAND BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJun 1, 2036
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change7.87%
Index1-Year CMT
Margin2
Max Rate7.87%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address232 BAKER AVE, WESTFIELD, NJ 07090-1902
Document Number0142300800
Book / Page014230 / 000800
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedMar 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 BAKER AVE WESTFIELD NJ 070901902, WESTFIELD, NJ 07090-1902

Mortgage

Document Number0142300800
DateFeb 7, 2017
Book Page014230/000800
Instrument636252
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2047

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityWestfield Town
Unified School DistrictWestfield Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,427,700 (-) Land $563,000 Building $864,700$1,427,700 (-) Land $563,000 Building $864,700
2025$32,723.00 (+1.78%)$1,427,700 (+7.63%) Land $563,000 Building $864,700$1,427,700 (+7.63%) Land $563,000 Building $864,700
2024$32,151.00 (+12.21%)
2023$1,326,500 Land $563,000 Building $763,500$1,326,500 Land $563,000 Building $763,500
2022$28,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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