Polk County property record for 232 Bacopa Pass, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 2005 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Feb 2019) |
| Tax Bill | $1,753 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-36-999956-000320 |
| Primary APN | 26-25-36-999956-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 1,896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Street Address | 232 BACOPA PASS |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR CORNERS PHASE TWO PB 127 PGS 14-15 LOT 32 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 36 |
| Legal Subdivision | FOUR CORNERS PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 999956 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12413 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 BACOPA PASS, DAVENPORT, FL 33897-3831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG |
| Oct 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Feb 6, 2019 | Warranty Deed, Transfer CELEBRATION TITLE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2019 · Amount on Record |
| Deed Sale | Feb 6, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2009 · Amount on Record |
| Deed Document Number | 201924545 |
| Deed Book / Page | 10743 / 1099 |
| Prior Transfer Date | Nov 2, 2010 |
| Prior Transfer Doc | 0000177601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 232 BACOPA PASS, DAVENPORT, FL 33897-3831 |
| Document Number | 0110130241 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 232 BACOPA PASS DAVENPORT FL 338973831, DAVENPORT, FL 33897-3831 |
| Document Number | 0110130241 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 011013/000241 |
| Instrument | 222854 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 232 BACOPA PASS, DAVENPORT, FL 33897-3831 |
| Document Number | 0110130256 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 232 BACOPA PASS DAVENPORT FL 338973831, DAVENPORT, FL 33897-3831 |
| Document Number | 0110130256 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 011013/000256 |
| Instrument | 222855 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 6, 2019 |
| Property Address | 232 BACOPA PASS, DAVENPORT, FL 33897-3831 |
| Document Number | 0107431099 |
| Book / Page | 010743 / 001099 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 24545 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 232 BACOPA PASS DAVENPORT FL 338973831, DAVENPORT, FL 33897-3831 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,192 (+2.7%) | $269,854 (-2.9%) Land $52,000 Building $217,854 | |
| 2025 | $1,753.00 (-17%) Homeowner's exemption | $204,666 (+5.99%) | $277,910 (-4.2%) Land $52,000 Building $225,910 |
| 2023 | $2,112.00 (+3.94%) Homeowner's exemption | $193,105 (+3%) | $290,107 (+15.17%) Land $50,000 Building $240,107 |
| 2022 | $2,032.00 Homeowner's exemption | $187,481 | $251,904 Land $42,000 Building $209,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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