232 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 232 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	2.28 acres (99,317 sqft)
Owner	Trust Name on Record
Last Sale	$799,900 (May 2023)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Jun 2019 Construction Loan Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0034`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0034`
Alternative APNs	`129203` `88340` `58985`

Exterior

Lot Area	99,317 sqft (2.28 acres)

Location & Zoning

Account Number	58985
Street Address	232 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 34 SEC 2
Legal Subdivision	BOONES TRACE
Legal Lot Number	34
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boone Creek Rural Historic District listed 1994 · 168 contributing resources · NRIS 94000839

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Construction Mortgage TRADITIONAL BANK INC
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
May 26, 2023	Deed, Transfer
May 2, 2022	Quit Claim Deed, Subdivision Related Transfer · Construction Mortgage COMMUNITY TRUST BANK INC
Mar 7, 2022	Deed, Transfer
Aug 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	202314147364
Deed Book / Page	838 / 708
Prior Transfer Date	Mar 28, 2023
Prior Transfer Doc	0004746178
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01869/117
Date	Jun 14, 2019
Book Page	M01869/117
Instrument	2013994080

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2020

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2211/273
Date	Jan 9, 2023
Book Page	M2211/273
Instrument	2014126994

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 AVAWAM DR, RICHMOND, KY 40475-9197

Mortgage

Document Number	0M2211/297
Date	Jan 9, 2023
Book Page	M2211/297
Instrument	2014127018

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 26, 2023
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Document Number	00D838/708
Book / Page	D838 / 708
Map Reference	CAB 15 PG 252
Instrument Date	May 15, 2023
Instrument	2014147364
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 PERSIMMON RIDGE TRL, RICHMOND, KY 40475-2880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	232 AVAWAM DR, RICHMOND, KY 40475-9197

May 2022: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	May 2, 2022
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Document Number	00D822/449
Book / Page	D822 / 449
Map Reference	CAB 15 PG 34&252
Instrument Date	Apr 14, 2022
Instrument	2014089716
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 LONGWOOD LN, RICHMOND, KY 40475-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 LONGWOOD LN, RICHMOND, KY 40475-8350

Mortgage

Document Number	2014089719
Date	May 2, 2022
Instrument	2014089719

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 14, 2023

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 7, 2022
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Document Number	00D819/536
Book / Page	D819 / 536
Map Reference	CAB 6 PG 61
Instrument Date	Feb 25, 2022
Instrument	2014080183
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 CHERRY TRACE DR, RICHMOND, KY 40475-8478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 LONGWOOD LN, RICHMOND, KY 40475-8350
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 16, 2018
Property Address	232 AVAWAM DR, RICHMOND, KY 40475-9197
Document Number	D00763/375
Book / Page	D00763 / 375
Map Reference	CAB6 PG61
Instrument Date	Aug 16, 2018
Instrument	2013980368
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2091 POWHATAN TRL, RICHMOND, KY 40475-8932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 MUIRFIDELD TRL, RICHMOND, KY 40475-8981

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,543.00 (+77.15%)	$799,900 (+82.21%)	$799,900 (+82.21%)
2023	$4,258.00	$439,000	$439,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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