232 Atwell St, Elgin, IL 60124 Property Records

Kane County property record for 232 Atwell St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,972 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$453,500 (Dec 2007)
Tax Bill	$14,185 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-201-004`

Property Details

APN / Parcel Number

Primary APN	`06-19-201-004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,972 sqft Living Area
Gross Area	5,876 sqft
Basement Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	232 ATWELL ST
City	ELGIN
State	IL
Zip	60124-8496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 3
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	3
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 ATWELL ST, ELGIN, IL 60124-8496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2007 · Amount on File
Deed Sale	Dec 27, 2007 · Amount on File
Deed Document Number	2007125383
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	232 ATWELL ST, ELGIN, IL 60124-8496
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032403
Date	Apr 26, 2021
Instrument	2021K032403

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company
Address	TRENTON, NJ 08628

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,185.00 (+7.69%) Homeowner's exemption	$189,129 (+8.57%) Land $43,240 Building $145,889	$567,614 (+8.57%) Land $129,772 Building $437,842
2024		$174,200 (+21.39%) Land $39,827 Building $134,373	$522,809 (+21.44%) Land $119,529 Building $403,280
2022	$13,172.00 (+3.33%) Homeowner's exemption	$143,500 (+6.96%) Land $32,808 Building $110,692	$430,500 (+6.96%) Land $98,424 Building $332,076
2021	$12,748.00 Homeowner's exemption	$134,162 Land $30,673 Building $103,489	$402,486 Land $92,019 Building $310,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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