232 Arbor Ct, Sterrett, AL 35147 Property Records

Shelby County property record for 232 Arbor Ct, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,360 sqft · built 2000
Lot Size	0.709 acres (30,884 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jun 2018)
Tax Bill	$2,909 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095220002008000`

Property Details

APN / Parcel Number

Primary APN	`095220002008000`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,360 sqft Heated Area
1st Floor Area	1,799 sqft
Upper Floors Area	906 sqft
Basement Area	965 sqft
Finished Basement	801 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,884 sqft (0.709 acres)
Lot Dimensions	180 ft deep x 152 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 ARBOR CT
City	STERRETT
State	AL
Zip	35147-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS R-2
Legal Range	01W
Legal Township	19S
Legal Section	22
Legal Subdivision	FOREST PARKS THE ARBORES OF
Legal Lot Number	1008
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2018
Census Tract	30211

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 ARBOR CT, STERRETT, AL 35147-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAS FIRST FCU
Apr 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	2018212990
Prior Transfer Date	Feb 22, 2016
Prior Transfer Doc	0000054430
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	232 ARBOR CT, STERRETT, AL 35147-8124
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000287720
Date	Sep 19, 2025
Instrument	20250919000287720

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	232 ARBOR CT, STERRETT, AL 35147-8124
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212260
Date	Apr 29, 2021
Instrument	20210429000212260

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 15, 2018
Property Address	232 ARBOR CT, STERRETT, AL 35147-8124
Document Number	0000212990
Instrument Date	Jun 14, 2018
Instrument	20180615000212990
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3651 N 100 E # E275, 3651, PROVO, UT 84604-4597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 ARBOR CT, STERRETT, AL 35147-8124

Mortgage

Document Number	0000213000
Date	Jun 15, 2018
Instrument	20180615000213000

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 27, 2017
Property Address	232 ARBOR CT, STERRETT, AL 35147-8124
Document Number	0000144950
Instrument Date	Apr 21, 2017
Instrument	144950
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3651 N 100 E #275 PROVO UT 846044557, 275, PROVO, UT 84604-4557

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,909.00 (+0.41%)
2025	$2,897.00 (+111.92%)	$65,860 (+105.68%)	$329,300 (+2.84%) Land $95,000 Building $234,300
2023	$1,367.00 Homeowner's exemption	$32,020	$320,200 Land $85,000 Building $235,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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