232 Adams Rd, Vilas, NC 28692 Property Records

Watauga County property record for 232 Adams Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,620 sqft · built 1975
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1991-29-1475-000`

Property Details

APN / Parcel Number

Primary APN	`1991-29-1475-000`
Alternative APN	`1560186`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,620 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1560186
Street Address	232 ADAMS RD
City	VILAS
State	NC
Zip	28692-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-6 SR 421 ADAMS SUBD
Legal Subdivision	ADAMS SUB
Legal Lot Number	1-6
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	4
Census Block	4017
Census Tract	920400

Owner

232 Adams Rd is owned and occupied by an individual.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	232 ADAMS RD, VILAS, NC 28692-9202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	232 ADAMS RD, VILAS, NC 28692-9202
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 ADAMS RD, VILAS, NC 28692-9202

Mortgage

Document Number	0022900233
Date	Aug 3, 2022
Book Page	2290/233
Instrument	723005

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	232 ADAMS RD, VILAS, NC 28692-9202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021450625
Date	Nov 30, 2020
Book Page	2145/625
Instrument	698912

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 232 Adams Rd was $1,495.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (-) Land $26,800 Building $348,200
2025	$1,495.00	$375,000 Land $26,800 Building $348,200
2024			$376,100 Land $26,800 Building $349,300
2023		$307,300 Land $26,800 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Adams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Adams Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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