232 320th St, Wilson, WI 54027 Property Records

St. Croix County property record for 232 320th St, Wilson, WI 54027 · Last verified February 2026

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jan 2023)
Tax Bill	$302 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-1054-60-000`

Property Details

APN / Parcel Number

Primary APN	`004-1054-60-000`
Alternative APN	`23.28.15.367B`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	232 320TH ST
City	WILSON
State	WI
Zip	54027-2705
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	SEC 23 T28N R15W N 225 FT OF S 400 FT OF E 300 FT OF THAT PT OF NE SE LYING WLY OF CL TN RD
Legal Range	15W
Legal Township	28N
Legal Section	23
Jurisdiction	ST CROIX WI
Township / Civil Division	CADY
Census Block Group	4
Census Block	4025
Census Tract	120700

Owner

Source: St. Croix County records · APN 004-1054-60-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 320TH ST, WILSON, WI 54027-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Correction Deed · Conventional Mortgage WESTCONSIN CU
Jan 18, 2023	Personal Representative Deed, Transfer · Line of Credit WESTCONSIN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	1163233
Record Updated	Jun 08, 2026

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 12, 2026
Property Address	232 320TH ST, WILSON, WI 54027-2705
Document Number	0001202505
Instrument Date	Dec 31, 2025
Instrument	1202505
Record Updated	Feb 20, 2026
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001202506
Date	Jan 12, 2026
Instrument	1202506

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Feb 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

January 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 18, 2023
Property Address	232 320TH ST, WILSON, WI 54027-2705
Document Number	0001163233
Instrument Date	Jan 12, 2023
Instrument	1163233
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001163234
Date	Jan 18, 2023
Instrument	1163234

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	12.5%
Index	Other

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Cady Town
Unified School District	Spring Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$302.00 (+53.3%) Homeowner's exemption	$28,300 (-) Land $17,200 Building $11,100	$28,300 (-) Land $17,200 Building $11,100
2023	$197.00 Homeowner's exemption	$28,300 Land $17,200 Building $11,100	$28,300 Land $17,200 Building $11,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
West Wisconsin Telcom Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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