232 2nd St, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 232 2nd St, Saint James, NY 11780

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,980 sqft · built 1971
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$670,000 (Jun 2021)
Tax Bill$14,032 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 56.-3-39

Property Details

APN / Parcel Number

Primary APN473489 56.-3-39
Alternative APNs
  • 0800-056.00-03.00-039.000
  • 348905600000030390000000
  • 47340014104
  • J71065

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area2,445 sqft
1st Floor Area1,119 sqft
2nd Floor Area861 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area465 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberJ71065
Street Address232 2ND ST
CitySAINT JAMES
StateNY
Zip11780-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-787976 TC-76 *585 LOT 594 ST JAMES PARK
Legal SubdivisionSAINT JAMES PK
Legal Block3
Legal Lot Number39
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3020
Census Tract135003

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 2ND ST, SAINT JAMES, NY 11780-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Deed Book / Page13109 / 694
Prior Transfer DateMay 27, 2010
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJun 22, 2021
Property Address232 2ND ST, SAINT JAMES, NY 11780-2010
Document Number0131090694
Book / Page13109 / 694
Instrument DateMay 4, 2021
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 FIORE CT, SAINT JAMES, NY 11780-1701

Mortgage

Document Number0232910586
DateJun 22, 2021
Book Page23291/586
InstrumentDM019062
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,301 (-) Land $200 Building $5,101$662,625 (+10,775.18%) Land $25,000 Building $637,625
2024$14,032.00
2023$5,301 Land $200 Building $5,101$6,093 Land $230 Building $5,863

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JAMES WATER DISTRICT
serves 10,587 people · EPA ID NY5103266
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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