232 2nd St, Pearl River, LA 70452 Property Records

St. Tammany Parish property record for 232 2nd St, Pearl River, LA 70452

Property Summary

Property Type	Single Family Home
Details	1,223 sqft · built 2019
Lot Size	0.137 acres (5,995 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Jul 2026)
Tax Bill	$771 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2019 Mortgage
APN	`125-818-3923`

Property Details

APN / Parcel Number

Primary APN	`125-818-3923`
Alternative APN	`94180`

Interior

Building Area	1,223 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	5,995 sqft (0.137 acres)

Location & Zoning

Street Address	232 2ND ST
City	PEARL RIVER
State	LA
Zip	70452-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SQ 45 VILLAGE OF GUTHRIE INST 2260037
Legal Subdivision	VILLAGE OF GUTHRIE
Legal Lot Number	11
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	14
Census Block Group	1
Census Block	1002
Census Tract	40705

Owner

232 2nd St is owned and occupied by two individuals who bought it in July 2026.

Source: St. Tammany Parish records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 2ND ST, PEARL RIVER, LA 70452-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Feb 11, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSS COUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Document Number	20262500368
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 28, 2026
Property Address	232 2ND ST, PEARL RIVER, LA 70452-3300
Document Number	0002500368
Instrument Date	Jul 27, 2026
Instrument	20262500368
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	ALLEGIANCE TITLE AND LAND SERVICES L, ALLEGIANCE TITLE & LAND SERVIC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 2ND ST, PEARL RIVER, LA 70452-3300

Mortgage

Document Number	0002500368,
Date	Jul 28, 2026
Instrument	20262500368

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	232 2ND ST, PEARL RIVER, LA 70452-3300
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002145894
Date	Feb 11, 2019
Instrument	2145894

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 232 2nd St was $771 with a homeowner's exemption, down 5% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (-5.05%) Homeowner's exemption	$13,247 (-) Land $1,000 Building $12,247	$132,473 (-) Land $10,000 Building $122,473
2024	$812.00 (+10.93%) Homeowner's exemption	$13,247 (+6.91%) Land $1,000 Building $12,247	$132,473 (+6.91%) Land $10,000 Building $122,473
2023	$732.00 (+1.81%) Homeowner's exemption	$12,391 (-) Land $1,000 Building $11,391	$123,910 (-) Land $10,000 Building $113,910
2022	$719.00 Homeowner's exemption	$12,391 Land $1,000 Building $11,391	$123,910 Land $10,000 Building $113,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 232 2nd St; there have been 53 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	53 (1983–2021)
Claims Outside the SFHA	48 of 53
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Sep 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 2nd St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE GUTHRIE SUBDIVISION private · serves 405 people · EPA ID LA1103066
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tammany Wireless.

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