232 173rd Pl, Hammond, IN 46324 Property Records

Lake County property record for 232 173rd Pl, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1954
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Apr 2025)
Tax Bill	$2,036 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0094-0040`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0094-0040`
Alternative APNs	`45-06-13-128-005.000-023` `263600940040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0094-0040
Old Parcel Number	263600940040
Street Address	232 173RD PL
City	HAMMOND
State	IN
Zip	46324-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHMOOR ADD. L.40 BL.2 E. 12 FT. L.41 BL.2 W. 8 FT. OF L.39 BL.2
Legal Subdivision	SOUTHMOOR ADD
Legal Block	2
Legal Lot Number	40
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3020
Census Tract	21500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 173RD PL, HAMMOND, IN 46324-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Apr 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Apr 29, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
May 24, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 7, 2023	Sheriff's Deed, Foreclosure
Apr 6, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	2025-514701
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	232 173RD PL, HAMMOND, IN 46324-2516
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005955
Date	Apr 27, 2021
Instrument	2021-505955

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2049

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	232 173RD PL, HAMMOND, IN 46324-2516
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 173RD PL, HAMMOND, IN 46324-2516

Mortgage

Document Number	0000014703
Date	Apr 29, 2025
Instrument	2025-514703

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	HAMMOND, IN 46324

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 29, 2025
Property Address	232 173RD PL, HAMMOND, IN 46324-2516
Document Number	0000014701
Map Reference	MB 20 PG 27
Instrument Date	Apr 25, 2025
Instrument	2025-514701
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 173RD PL, HAMMOND, IN 46324-2516

Mortgage

Document Number	0000014702
Date	Apr 29, 2025
Instrument	2025-514702

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Mortgage

Document Number	0000014703
Date	Apr 29, 2025
Instrument	2025-514703

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	HAMMOND, IN 46324

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 24, 2024
Property Address	232 173RD PL, HAMMOND, IN 46324-2516
Document Number	0000016861
Map Reference	MB 20 PG 27
Instrument Date	May 22, 2024
Instrument	2024-516861
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 SUMMIT DR, VALPARAISO, IN 46383-1708

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAKE IN
Recording Date	Jul 7, 2023
Property Address	232 173RD PL, HAMMOND, IN 46324-2516
Document Number	0000016927
Map Reference	MB 20 PG 27
Instrument Date	Jun 2, 2023
Instrument	2023-016927
Transaction Type	Foreclosure
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 AZALEA DR, HIGHLAND, IN 46322-2309

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	232 173RD PL, HAMMOND, IN 46324-2516
Document Number	0000021839
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 173RD PL HAMMOND IN 463242516, HAMMOND, IN 46324-2516

Mortgage

Document Number	0000021839
Date	Apr 16, 2019
Instrument	21839

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,300 (+16.35%) Land $35,400 Building $148,900	$184,300 (+16.35%) Land $35,400 Building $148,900
2024	$2,036.00 (+11.68%)	$158,400 (+6.67%) Land $36,700 Building $121,700	$158,400 (+6.67%) Land $36,700 Building $121,700
2023		$148,500 (+4.8%) Land $36,700 Building $111,800	$148,500 (+4.8%) Land $36,700 Building $111,800
2022	$1,823.00 (-15.76%) Homeowner's exemption	$141,700 Land $36,700 Building $105,000	$141,700 Land $36,700 Building $105,000
2021	$2,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1981–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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