2319 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2319 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,199 sqft · built 2012
Lot Size	0.227 acres (9,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,138 (Jun 2025)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00063-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00063-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,199 sqft Adjusted Area
1st Floor Area	1,662 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,880 sqft (0.227 acres)
Lot Dimensions	153 ft deep x 63 ft wide
Patio Area	288 sqft

Location & Zoning

Street Address	2319 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A 1ST REV SAINT IVE NBHD SEC A 1ST REV LOT 63
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	63
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2021
Census Tract	71002

Owner

Source: DeSoto County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2319 SAINT IVES LN, HERNANDO, MS 38632-5611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 16, 2022	Deed of Trust, Mortgage · Line of Credit BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Mar 20, 2013 · Amount on Record
Deed Book / Page	1025 / 12291
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2319 SAINT IVES LN, HERNANDO, MS 38632-5611
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 SAINT IVES LN, HERNANDO, MS 38632-5611

Mortgage

Document Number	5663/27047
Date	Mar 16, 2026
Book Page	5663/27047

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2319 SAINT IVES LN, HERNANDO, MS 38632-5611
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 SAINT IVES LN, HERNANDO, MS 38632-5611

Mortgage

Document Number	005529/476
Date	May 16, 2022
Book Page	5529/476

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 5, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00 (+12.85%)	$21,488 (+34.36%) Land $3,800 Building $17,688	$214,881 (+34.36%) Land $38,000 Building $176,881
2023	$2,218.00	$15,993	$159,930 Land $38,000 Building $121,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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