2319 S Main St, Salisbury, NC 28147 Property Records

Rowan County property record for 2319 S Main St, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,467 sqft · built 1920
Lot Size	0.528 acres (23,000 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (Feb 2022)
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`461 147`

Property Details

APN / Parcel Number

Primary APN	`461 147`
Alternative APN	`6056436`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	38.3 ft deep x 6 ft wide
Porch	Porch
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2319 S MAIN ST
City	SALISBURY
State	NC
Zip	28147-8997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB:HIGHWAY
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1041
Census Tract	51204

Owner

2319 S Main St is held in a trust since February 2022.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 43, MOORESVILLE, NC 28115-0043
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Feb 24, 2022	Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC
Feb 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Feb 23, 2022 · Amount on File
Deed Book / Page	1396 / 71
Prior Transfer Date	Feb 5, 2009
Prior Transfer Doc	0011370525
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2319 S MAIN ST, SALISBURY, NC 28147-8997
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014040110
Date	Jun 15, 2022
Book Page	1404/110

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 24, 2022
Property Address	2319 S MAIN ST, SALISBURY, NC 28147-8997
Document Number	0013960071
Book / Page	1396 / 71
Map Reference	MB 157 PG 58
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18625 B NORTH COVE #180180, 18625, CORNELIUS, NC 28031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9438 PEPPERIDGE AVE NW, CONCORD, NC 28027-3524
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139672
Date	Feb 24, 2022
Instrument	1396/72

Lender

Name	BELL ROCK INCOME FUND 1 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 24, 2022

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 23, 2022
Property Address	2319 S MAIN ST, SALISBURY, NC 28147-8997
Document Number	0013950871
Book / Page	1395 / 871
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1827 FREDONIA RD, 1827, MANCHESTER, TN 37355-3375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19825 NORTH COVE RD STE B, B, CORNELIUS, NC 28031-0149
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2319 S Main St was $1,602.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00	$134,000 (-) Land $27,675 Building $106,325	$134,000 Land $27,675 Building $106,325
2025	$1,602.00	$134,000 Land $27,675 Building $106,325
2023	$650.00	$54,353 Land $27,675 Building $26,678	$134,000 Land $27,675 Building $106,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2319 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2319 S Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Spectrum.

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