Lapeer County property record for 2319 Osprey Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (Aug 2018) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-560-033-00 |
| Primary APN | 017-560-033-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 20,000 sqft (0.459 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Street Address | 2319 OSPREY DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDPIPER LOT 33. OREGON TOWNSHIP; LAPEER COUNTY, MI 100 X 200 |
| Legal Subdivision | SANDPIPER |
| Legal Lot Number | 33 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 334500 |
2319 Osprey Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 5, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Aug 14, 2018 | Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Deed Book / Page | 2978 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0034850020 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 3485/20 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | 400 E 9 MILE RD, FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0033600349 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 3360/349 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0032260487 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 3226/487 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0031610906 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 3161/906 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAPEER, MI 48446 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 14, 2018 |
| Property Address | 2319 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0029780293 |
| Book / Page | 2978 / 293 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | CISLO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1641 CATALPA DR, BERKLEY, MI 48072-2056 |
| Document Number | 0029780295 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 2978/295 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Sep 1, 2037 |
The 2025 property tax bill for 2319 Osprey Dr was $1,969 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,700 (+16.82%) | $251,400 (+16.82%) | |
| 2025 | $1,969.00 Homeowner's exemption | $107,600 | $215,200 |
| 2023 | $96,300 | $192,600 | |
| 2022 | $1,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2319 Osprey Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2319 Osprey Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures