2319 Kay St, Upland, CA 91786 Property Records

San Bernardino County property record for 2319 Kay St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,084 sqft · built 2018
Lot Size	0.074 acres (3,217 sqft)
Owner	2 Company Names on Record
Last Sale	$813,000 (Nov 2025)
Tax Bill	$11,709 (2025)
Deeds & Mortgages	Nov 2025 Sale Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1007-021-39-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-021-39-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	857 sqft
2nd Floor Area	1,227 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,217 sqft (0.074 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2319 KAY ST
City	UPLAND
State	CA
Zip	91786-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18249 LOT 88 BOOK 345 PAGE 57 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18249
Legal Tract	18249
Legal Block	2
Legal Lot Number	88
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2001
Census Tract	821

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2127 TEMPLE AVE, SIGNAL HILL, CA 90755-1022
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Grant Deed, Transfer
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2025267846
Prior Transfer Date	Feb 25, 2025
Prior Transfer Doc	0000054046
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 3, 2025
Property Address	2319 KAY ST, UPLAND, CA 91786-8444
Document Number	0000267846
Map Reference	MB 345 PG 57-62
Instrument Date	Sep 24, 2025
Instrument	2025-0267846
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2127 TEMPLE AVE, SIGNAL HILL, CA 90755-1022

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2319 KAY ST, UPLAND, CA 91786-8444
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 KAY ST, UPLAND, CA 91786-8444

Mortgage

Document Number	0000442608
Date	Sep 28, 2021
Instrument	2021-0442608

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2319 KAY ST, UPLAND, CA 91786-8444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000308907
Date	Aug 30, 2019
Instrument	2019-0308907

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2319 KAY ST, UPLAND, CA 91786-8444
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000308908
Date	Aug 30, 2019
Instrument	2019-0308908

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2319 KAY ST, UPLAND, CA 91786-8444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210080
Date	Jun 24, 2020
Instrument	2020-0210080

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 24, 2018
Property Address	2319 KAY ST, UPLAND, CA 91786-8444
Document Number	0000311720
Map Reference	MB 345 PG 57-62
Instrument Date	Jul 10, 2018
Instrument	2018-0311720
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2319 KAY ST, UPLAND, CA 91786-8444

Mortgage

Document Number	0000311721
Date	Aug 24, 2018
Instrument	2018-0311721

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000311722
Date	Aug 24, 2018
Instrument	2018-0311722

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,000 (+26.33%) Land $285,000 Building $528,000
2025	$11,709.00 (+4.33%)	$643,572 (+4.04%) Land $225,250 Building $418,322
2023	$11,223.00 (+1.44%)	$618,581 Land $216,503 Building $402,078
2022	$11,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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