Polk County property record for 2319 E 38th Ct, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,437 sqft · built 1925 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Mar 2024) |
| Tax Bill | $3,428 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Line of Credit Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/04099-000-000 |
| Primary APN | 060/04099-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| Gross Area | 1,949 sqft |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 269 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 368 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 485 sqft |
| Canopy | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2319 E 38TH CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 387 FOUR MILE |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 387 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 102 |
Source: Polk County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · Line of Credit WINTRUST MORTGAGE |
| Aug 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Jul 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Jul 6, 2017 | Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Jul 7, 2021 · Amount on Record |
| Deed Document Number | 202411760 |
| Deed Book / Page | 19741 / 132 |
| Prior Transfer Date | Apr 12, 2016 |
| Prior Transfer Doc | 0000195591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 13, 2024 |
| Property Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Document Number | 39302420002 |
| Book / Page | 19741 / 131 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 393-02420002 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Document Number | 0000011762 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-00011762 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Change Frequency | Monthly |
|---|
| Document Number | 0000011761 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 19741/134 |
| Instrument | 2024-00011761 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000067315 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 19238/298 |
| Instrument | 2022-00067315 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 7, 2021 |
| Property Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Document Number | 0000071548 |
| Book / Page | 18630 / 957 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021-00071548 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Document Number | 0000071550 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-00071550 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 6, 2017 |
| Property Address | 2319 E 38TH CT, DES MOINES, IA 50317-5709 |
| Document Number | 0000001518 |
| Book / Page | 016553 / 000727 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 1518 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2319 E 38TH CT DES MOINES IA 503175709, DES MOINES, IA 50317-5709 |
| Document Number | 1520 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 016553/000730 |
| Instrument | 1520 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2047 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,400 (+13.37%) Land $29,900 Building $179,500 | $209,400 (+13.37%) Land $29,900 Building $179,500 | |
| 2024 | $3,428.00 (+4.45%) | ||
| 2023 | $184,700 Land $26,000 Building $158,700 | $184,700 Land $26,000 Building $158,700 | |
| 2020 | $3,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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