Charlotte County property record for 2319 Deborah Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,422 sqft · built 2018 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jun 2023) |
| Tax Bill | $10,690 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Sep 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412223129010 |
| Primary APN | 412223129010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 2,422 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 721 sqft |
| Driveway | Driveway |
| Driveway Area | 1,429 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 338 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 222 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952110288008 |
|---|---|
| Street Address | 2319 DEBORAH DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK162 LT 14 706/1473 991/1018 1082/851 1105/2034 1241/478 1370/1658 1439/323-1/2 INT 1439/662-1/2 INT 2017/1453 2217/644 2369/1763 4127/45 4559/492 4605/1586 4632/1735 3284353 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 162 |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10405 |
2319 Deborah Dr is owned by two individuals who bought it in June 2023.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27806 XERUS ST NW, ZIMMERMAN, MN 55398-4631 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer NOT AVAILABLE, OAK & INK LAND AND TITLE |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Jul 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 1, 2020 | Warranty Deed, Subdivision Related Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS |
| Jun 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE ST BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on File |
| Deed Sale | Jun 29, 2023 · Amount on File |
| Prior Sale | Sep 18, 2020 · Amount on File |
| Deed Document Number | 20233284353 |
| Prior Transfer Date | Jul 2, 2020 |
| Prior Transfer Doc | 0046051586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 2319 DEBORAH DR, PUNTA GORDA, FL 33950-8166 |
| Document Number | 0003284353 |
| Map Reference | MB 8 PG 6-A-6-T |
| Instrument Date | Jun 28, 2023 |
| Instrument | 3284353 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | NOT AVAILABLE, OAK & INK LAND AND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2017 TREASURE LN, PUNTA GORDA, FL 33982-8407 |
| Name | Verified Name |
|---|---|
| Address | 27806 XERUS ST NW, ZIMMERMAN, MN 55398-4631 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 2319 DEBORAH DR, PUNTA GORDA, FL 33950-8166 |
| Document Number | 0046321735 |
| Book / Page | 4632 / 1735 |
| Map Reference | MB 8 PG 6-A-6-T |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2852643 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2319 DEBORAH DR, 2319, PUNTA GORDA, FL 33950-8166 |
| Name | Verified Name |
|---|---|
| Address | 2319 DEBORAH DR, PUNTA GORDA, FL 33950-8166 |
| Document Number | 0046321737 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 4632/1737 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 2319 DEBORAH DR, PUNTA GORDA, FL 33950-8166 |
| Document Number | 0046051586 |
| Book / Page | 004605 / 001586 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2833789 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2319 DEBORAH DR PUNTA GORDA FL 339508166, PUNTA GORDA, FL 33950-8166 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 1, 2020 |
| Property Address | 2319 DEBORAH DR, PUNTA GORDA, FL 33950-8166 |
| Document Number | 0045590492 |
| Book / Page | 004559 / 000492 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 2800879 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Tax | $4,060.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2319 DEBORAH DR PUNTA GORDA FL 339508166, PUNTA GORDA, FL 33950-8166 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2319 DEBORAH DR, PUNTA GORDA, FL 33950-8166 |
| Document Number | 0042111340 |
| Book / Page | 004211 / 001340 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29310 JONES LOOP RD PUNTA GORDA FL 339508334, PUNTA GORDA, FL 33950-8334 |
| Document Number | 0042111340 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 004211/001340 |
| Instrument | 2532873 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 20, 2042 |
The 2025 property tax bill for 2319 Deborah Dr was $10,690, down 11% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,690.00 (-11.04%) | $643,267 Land $97,750 Building $545,517 | $643,267 Land $97,750 Building $545,517 |
| 2024 | $12,016.00 (+44.51%) | ||
| 2023 | $8,315.00 (+2.63%) Homeowner's exemption | $528,628 (+3%) | $694,039 (+3.68%) Land $115,000 Building $579,039 |
| 2022 | $8,102.00 Homeowner's exemption | $513,231 | $669,422 Land $81,600 Building $587,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2319 Deborah Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2319 Deborah Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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