2319 95th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2319 95th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1998
Lot Size	0.15 acres (6,552 sqft)
Owner	Individual Name on File
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R142589`

Property Details

APN / Parcel Number

Primary APN	`R142589`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,552 sqft (0.15 acres)
Lot Dimensions	117 ft deep x 56 ft wide
Garage Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2319 95TH ST
City	LUBBOCK
State	TX
Zip	79423-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	OAK TERRACE L 126
Legal Subdivision	OAK TERRACE
Legal Lot Number	1260
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1013
Census Tract	10506

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2319 95TH ST, LUBBOCK, TX 79423-4430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK
May 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK
Apr 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2016
Deed Sale	Mar 14, 2016
Prior Sale	Apr 15, 2020
Deed Document Number	0000008705
Last Transfer Date	May 31, 2022
Transfer Doc	0000026521
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2319 95TH ST, LUBBOCK, TX 79423-4430
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013826
Date	Apr 18, 2023
Instrument	2023013826

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 18, 2024
Change Frequency	Annually
Min Rate At Change	8.75%
Max Rate At Change	10.7%
Index	Other
Margin	1
Max Rate	14.7%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	May 31, 2022
Property Address	2319 95TH ST, LUBBOCK, TX 79423-4430
Document Number	0000026521
Map Reference	VOL 5265 PG 332
Instrument Date	May 19, 2022
Instrument	2022026521
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	WESTENN TITLE COMPANY, WESTERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 95TH ST, LUBBOCK, TX 79423-4430

Mortgage

Document Number	0000026522
Date	May 31, 2022
Instrument	2022026522

Lender

Name	FIRST UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Apr 15, 2020
Property Address	2319 95TH ST, LUBBOCK, TX 79423-4430
Document Number	0000014706
Map Reference	VOL 5265 PG 332
Instrument Date	Apr 9, 2020
Instrument	2020014706
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2319 95TH ST, LUBBOCK, TX 79423-4430

Mortgage

Document Number	0000014707
Date	Apr 15, 2020
Instrument	2020014707

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (-2.42%)	$197,951 (+2.12%) Land $30,000 Building $167,951	$197,951 (+2.12%) Land $30,000 Building $167,951
2024	$3,589.00 (-0.39%)
2023	$3,603.00 (+3.5%)	$193,845 Land $15,120 Building $178,725	$193,845 Land $15,120 Building $178,725
2022	$3,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Holdings Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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