23181 140th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 23181 140th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1985
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (May 2013)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-009-2000`

Property Details

APN / Parcel Number

Primary APN	`15-009-2000`

Interior

Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	435,600 sqft (10 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	48 sqft

Location & Zoning

Street Address	23181 140TH AVE
City	MILACA
State	MN
Zip	56353-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE OF SE OF SE 9 39 27 10.00
Legal Range	27
Legal Township	39
Legal Section	09
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1008
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23181 140TH AVE, MILACA, MN 56353-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2013 · Amount on File
Deed Sale	May 2, 2013 · Amount on File
Prior Sale	May 2, 2013 · Amount on File
Deed Document Number	2013379237
Prior Transfer Date	Nov 21, 2011
Prior Transfer Doc	000A370346
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	23181 140TH AVE, MILACA, MN 56353-3023
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A423047
Date	Mar 5, 2021
Instrument	A423047

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	23181 140TH AVE, MILACA, MN 56353-3023
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A414899
Date	Dec 18, 2019
Instrument	A414899

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	23181 140TH AVE, MILACA, MN 56353-3023
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A429231
Date	Jan 13, 2022
Instrument	A429231

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 12, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00 (-3.96%)	$379,400 (+10.94%) Land $79,900 Building $299,500	$379,400 (+10.94%) Land $79,900 Building $299,500
2025	$3,284.00 (-5.58%) Homeowner's exemption	$342,000 (-3.17%) Land $73,800 Building $268,200	$342,000 (-3.17%) Land $73,800 Building $268,200
2023	$3,478.00	$353,200 Land $58,700 Building $294,500	$353,200 Land $58,700 Building $294,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
GigFire Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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