El Dorado County property record for 2318 Winterhaven Dr, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,358 sqft · built 2003 |
| Lot Size | 0.059 acres (2,613 sqft) |
| Owner | Owner Name on File |
| Last Sale | $176,000 (Nov 2012) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-590-004-000 |
| Primary APN | 083-590-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,358 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,613 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,358 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 0835900410 |
|---|---|
| Street Address | 2318 WINTERHAVEN DR |
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-7408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L 26 CAMERON GLEN ESTS #2 |
| Legal Subdivision | CAMERON GLEN ESTS #2 |
| Legal Lot Number | 26 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30810 |
Source: El Dorado County records · APN 083-590-004-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2318 WINTERHAVEN DR, CAMERON PARK, CA 95682-7408 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 07, 2018 | Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE |
| Apr 06, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Last Sale | Nov 29, 2012 · Amount on Record |
|---|---|
| Deed Sale | Nov 29, 2012 · Amount on Record |
| Prior Sale | Nov 29, 2012 · Amount on Record |
| Deed Document Number | 2012-0062364 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2318 WINTERHAVEN DR, CAMERON PARK, CA 95682-7408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | ORANGE COAST TITLE NORTHERN |
| Name | Verified Name |
|---|
| Document Number | 0000046521 |
|---|---|
| Date | Dec 07, 2018 |
| Instrument | 2018-0046521 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2318 WINTERHAVEN DR, CAMERON PARK, CA 95682-7408 |
| Document Number | 0000014516 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2318 WINTERHAVEN DR CAMERON PARK CA 956827408, CAMERON PARK, CA 95682-7408 |
| Document Number | 0000014516 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 14516 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Rescue Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,957.00 (+1.59%) | $216,716 (+4.04%) Land $55,407 Building $161,309 |
| 2023 | $5,864.00 (+0.69%) | $208,303 Land $53,256 Building $155,047 |
| 2022 | $5,824.00 |
Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1995–2023) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Zeta Broadband.
Based on FCC filings for 387 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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