2318 Westview Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2318 Westview Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,189 sqft · built 1954
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$121,000 (Jul 2016)
Tax Bill$3,774 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-33-281-026

Property Details

APN / Parcel Number

Primary APN8913-33-281-026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,189 sqft Living Area
1st Floor Area1,189 sqft
Basement Area1,189 sqft
Finished Basement600 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area154 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2318 WESTVIEW AVE
CityWATERLOO
StateIA
Zip50701-3811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURNS ADDITION S 80 FT N 160 FT LOT 1
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionBURNS ADDITION
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1008
Census Tract1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2318 WESTVIEW AVE, WATERLOO, IA 50701-3811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2016 · Amount on Record
Deed SaleJul 29, 2016 · Amount on Record
Prior SaleJan 15, 2007 · Amount on Record
Deed Document Number20162017-00001955
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2318 WESTVIEW AVE, WATERLOO, IA 50701-3811
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800003402
DateAug 24, 2017
Instrument2018-00003402
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 18, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,774.00 (+5.6%) Homeowner's exemption$195,780 (+11.91%) Land $30,600 Building $165,180$195,780 (+11.91%) Land $30,600 Building $165,180
2024$3,574.00 (+8.83%)
2023$174,940 (+10.43%) Land $30,600 Building $144,340$174,940 (+10.43%) Land $30,600 Building $144,340
2022$3,284.00 Homeowner's exemption$158,420 Land $30,600 Building $127,820
2021$158,420 Land $30,600 Building $127,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

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