2318 W Cholla St, Phoenix, AZ 85029 Property Records

Maricopa County property record for 2318 W Cholla St, Phoenix, AZ 85029

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,385 sqft · built 1964
Lot Size	0.225 acres (9,805 sqft)
Owner	2 Individual Names on File
Last Sale	$303,700 (Feb 2021)
Tax Bill	$924 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`149-56-163-C`

Property Details

APN / Parcel Number

Primary APN	`149-56-163-C`
Alternative APN	`14956163C1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,535 sqft
1st Floor Area	1,385 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,805 sqft (0.225 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2318 W CHOLLA ST
City	PHOENIX
State	AZ
Zip	85029-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	VALLEY VISTA 3 MCR 95/35
Legal Range	2E
Legal Township	3N
Legal Section	24
Legal Subdivision	VALLEY VISTA 3
Legal Lot Number	339
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1030
Census Tract	104401

Owner

2318 W Cholla St is owned and occupied by two individuals who bought it in February 2021.

Source: Maricopa County records, as of April 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2318 W CHOLLA ST, PHOENIX, AZ 85029-3418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage NFM LENDING
Feb 12, 2021	Warranty Deed, Transfer · FHA Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	2021163238
Prior Transfer Date	Sep 30, 1999
Prior Transfer Doc	0000945365
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2026
Property Address	2318 W CHOLLA ST, PHOENIX, AZ 85029-3418
Document Number	0000205874
Instrument Date	Mar 11, 2026
Instrument	2026205874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 W CHOLLA ST, PHOENIX, AZ 85029-3418

Mortgage

Document Number	0000205874,
Date	Apr 8, 2026
Instrument	2026205874

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 1, 2051

Interest

Rate	6.09%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2318 W CHOLLA ST, PHOENIX, AZ 85029-3418
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480559
Date	Sep 14, 2023
Instrument	20230480559

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 12, 2021
Property Address	2318 W CHOLLA ST, PHOENIX, AZ 85029-3418
Document Number	0000163238
Map Reference	MB 95 PG 35
Instrument Date	Feb 10, 2021
Instrument	20210163238
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16368 W PIERCE ST, 16368, GOODYEAR, AZ 85338-6281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2318 W CHOLLA ST, PHOENIX, AZ 85029-3418

Mortgage

Document Number	0000163239
Date	Feb 12, 2021
Instrument	20210163239

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000163240
Date	Feb 12, 2021
Instrument	20210163240

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Government Agency
Address	PHOENIX, AZ 85018

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	36 Months
Due	Feb 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 2318 W Cholla St was $924.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,850 (+271.82%)	$308,500 (+0.88%) Land $61,700 Building $246,800
2025	$924.00	$8,297 (-73.74%)	$305,800 (-3.23%) Land $61,100 Building $244,700
2024		$31,600	$316,000 Land $63,200 Building $252,800
2023	$871.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2318 W Cholla St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 W Cholla St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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