2318 Trout River Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2318 Trout River Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,288 sqft · built 2021
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$3,850 (2024)
Deeds & Mortgages	May 2022 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122830001000`

Property Details

APN / Parcel Number

Primary APN	`122830001000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	928 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Attached
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	2318 TROUT RIVER RD
City	DECORAH
State	IA
Zip	52101-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SE SW
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	GLENWOOD
Census Block Group	2
Census Block	2057
Census Tract	950400

Owner

Source: Winneshiek County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2318 TROUT RIVER RD, DECORAH, IA 52101-7364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Oct 29, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Apr 20, 2021
Last Transfer Date	Oct 29, 2025
Transfer Doc	02025/2716
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2318 TROUT RIVER RD, DECORAH, IA 52101-7364
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1557
Date	May 19, 2022
Book Page	2022/1557
Instrument	2022 1557

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 29, 2025
Property Address	2318 TROUT RIVER RD, DECORAH, IA 52101-7364
Document Number	02025/2716
Book / Page	2025 / 2716
Instrument Date	Sep 24, 2025
Instrument	2025 2716
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2318 TROUT RIVER RD, DECORAH, IA 52101-7364

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 20, 2021
Property Address	2318 TROUT RIVER RD, DECORAH, IA 52101-7364
Document Number	02021/1643
Book / Page	2021 / 1643
Instrument Date	Apr 14, 2021
Instrument	2021 1643
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1388 NORSKE RD, DECORAH, IA 52101-7365

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,040 (+13.3%) Land $37,820 Building $328,220	$366,040 (+13.3%) Land $37,820 Building $328,220
2024	$3,850.00 (+97.64%)
2023		$323,070 (+107.55%) Land $37,820 Building $285,250	$323,070 (+107.55%) Land $37,820 Building $285,250
2022	$1,948.00 Additional exemption filed	$155,660 Land $31,520 Building $124,140
2021			$155,660 Land $31,520 Building $124,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	100 / 20

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