2318 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 2318 S 4th St, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,200 sqft · built 2021
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$523,687 (Oct 2024)
Tax Bill$10,703 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone AE (high risk)
APN48-037721-000108-0

Property Details

APN / Parcel Number

Primary APN48-037721-000108-0
Alternative APN
  • 402407

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,200 sqft Living Area
1st Floor Area1,050 sqft
2nd Floor Area1,150 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions201 ft deep x 50 ft wide
PorchOpen Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2318 S 4TH ST
CityWACO
StateTX
Zip76706-3268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIC EM ADDITION LOT 8 BLOCK 1 ACRES .23
Legal SubdivisionSIC EM ADDITION
Legal Block1
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2013
Census Tract200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 MARSHALL RD, SOUTHLAKE, TX 76092-2213
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleJun 9, 2022 · Amount on Record
Deed Document Number202440056
Record UpdatedOct 29, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 9, 2022
Property Address2318 S 4TH ST, WACO, TX 76706-3268
Document Number0000023238
Instrument DateJun 8, 2022
Instrument2022023238
Transaction TypeTransfer
Record UpdatedSep 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 100, KILGORE, TX 75663-0100

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 WAYSIDE AVE, FORT WORTH, TX 76110-3640

Mortgage

Document Number0000023233
DateJun 9, 2022
Instrument2022023233
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,748 (+7.71%) Land $49,575 Building $463,173$512,748 (+7.71%) Land $49,575 Building $463,173
2025$10,703.00 (+1.62%)$476,060 (+19.33%) Land $45,090 Building $430,970$476,060 (+19.33%) Land $45,090 Building $430,970
2024$10,532.00 (+17.77%)
2023$398,930 Land $45,090 Building $353,840$398,930 Land $45,090 Building $353,840
2022$8,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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