2318 River Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 2318 River Rd, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	3,500 sqft · built 2018
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,167 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058-109.01-000`

Property Details

APN / Parcel Number

Primary APN	`058-109.01-000`
Alternative APNs	`058 10901` `R0107623`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,500 sqft Living Area
1st Floor Area	2,380 sqft
Upper Floors Area	1,120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	666 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0107623
Street Address	2318 RIVER RD
City	MURFREESBORO
State	TN
Zip	37129-0805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EUGENE R HARGIS
Jurisdiction	RUTHERFORD TN
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	41000

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2318 RIVER RD, MURFREESBORO, TN 37129-0805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 26, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Oct 17, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage REGIONS MTG
Feb 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 16, 2018
Transfer Doc	17193136
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2318 RIVER RD, MURFREESBORO, TN 37129-0819
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19423781
Date	Aug 7, 2020
Book Page	1942/3781
Instrument	2294064

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2318 RIVER RD, MURFREESBORO, TN 37129-0819
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20541189
Date	Mar 18, 2021
Book Page	2054/1189
Instrument	2348105

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2318 RIVER RD, MURFREESBORO, TN 37129-0819
Document Number	RB18231000
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2318 RIVER RD MURFREESBORO TN 371290819, MURFREESBORO, TN 37129-0819

Mortgage

Document Number	RB18231000
Date	Oct 10, 2019
Book Page	001823/001000
Instrument	2233752

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2034

October 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 17, 2018
Property Address	2318 RIVER RD, MURFREESBORO, TN 37129-0819
Document Number	RB17193136
Book / Page	001719 / 003136
Instrument Date	Oct 16, 2018
Instrument	2173472
Transaction Type	Construction Loan
Record Updated	Nov 5, 2018
Title Company	TENNESSEE NATIONS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2318 RIVER RD MURFREESBORO TN 371290819, MURFREESBORO, TN 37129-0819

Mortgage

Document Number	RB17193140
Date	Oct 17, 2018
Book Page	001719/003140
Instrument	2173473

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Fixed Rate
Rate	2.5%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 28, 2018
Property Address	2318 RIVER RD, MURFREESBORO, TN 37129-0819
Document Number	RB16522379
Book / Page	001652 / 002379
Instrument Date	Feb 26, 2018
Instrument	2132924
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2909 PALACE PL MURFREESBORO TN 371291198, MURFREESBORO, TN 37129-1198

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,725 (+20.08%) Land $39,925 Building $162,800	$810,900 (+20.08%) Land $159,700 Building $651,200
2025	$3,167.00	$168,825 (-) Land $22,800 Building $146,025
2023	$3,167.00	$168,825 Land $22,800 Building $146,025	$675,300 (-) Land $91,200 Building $584,100
2022			$675,300 Land $91,200 Building $584,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	10 (1999–2022)
Most Recent Claim	Sep 2022 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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