2318 N 6th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2318 N 6th St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,316 sqft · built 2006
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$108,700 (Oct 2012)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T070600007`

Property Details

APN / Parcel Number

Primary APN	`T070600007`
Alternative APN	`6-006A-A138-0H-000B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	676 sqft
Basement Area	240 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	104 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070600007
Street Address	2318 N 6TH ST
City	SAINT CHARLES
State	MO
Zip	63301-0917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CHAS HGTS RESUB BLK H LOT 18-21 LOT B
Legal Subdivision	ST CHAS HGTS RESUB BLK H LOT 18-21
Legal Block	H
Legal Lot Number	B
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2008
Census Tract	310400

Owner

2318 N 6th St is owned and occupied by an individual who acquired it in October 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2318 N 6TH ST, SAINT CHARLES, MO 63301-0917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2012 · Amount on File
Deed Sale	Oct 29, 2012 · Amount on File
Prior Sale	Jun 20, 2012 · Amount on File
Deed Document Number	2012827750
Deed Book / Page	5885 / 158
Last Transfer Date	Oct 20, 2021
Transfer Doc	2021R088319
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 25, 2021
Property Address	2318 N 6TH ST, SAINT CHARLES, MO 63301-0917
Document Number	2021R088319
Map Reference	MB 43 PG 293
Instrument Date	Oct 20, 2021
Instrument	2021R-088319
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 SAINT BERNARD DR, 804, O FALLON, MO 63366-1748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 N 6TH ST, SAINT CHARLES, MO 63301-0917

Tax Assessment & Valuation

The 2025 property tax bill for 2318 N 6th St was $2,552, up 0.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,601 (-)	$213,693 (-) Land $40,000 Building $173,693
2025	$2,552.00 (+0.75%)	$40,601	$213,693 Land $40,000 Building $173,693
2024	$2,533.00
2023		$39,352
2022			$207,118 Land $30,000 Building $177,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2318 N 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 N 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20