2318 Middlecoff Ln, Laredo, TX 78045 Property Records

Webb County property record for 2318 Middlecoff Ln, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details3,371 sqft · built 1999
Lot Size0.313 acres (13,646 sqft)
OwnerCompany Name on Record
Last Sale$450,600 (Nov 2019)
Tax Bill$3,542 (2025)
Deeds & MortgagesNov 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN988-00001-100

Property Details

APN / Parcel Number

Primary APN988-00001-100
Alternative APN
  • 241832

Interior

Stories2 Stories
Building Area3,371 sqft Living Area
Gross Area3,972 sqft
1st Floor Area2,246 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Roof TypeHip
Roof MaterialTile
Lot Area13,646 sqft (0.313 acres)
Garage TypeAttached
Garage Area601 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area614 sqft
PorchOpen Porch
Porch Area445 sqft
Patio Area130 sqft
Balcony Area130 sqft

Location & Zoning

Street Address2318 MIDDLECOFF LN
CityLAREDO
StateTX
Zip78045-8159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 10 BLK 1 INVERNESS SUBD
Legal SubdivisionINVERNESS
Legal Block1
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3003
Census Tract1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address315 CALLE DEL NORTE, 201, LAREDO, TX 78041-5961
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Deed Document Number20191377371
Deed Book / Page4696 / 479
Prior Transfer DateAug 13, 2007
Prior Transfer Doc0000975471
Record UpdatedOct 29, 2026

November 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 18, 2019
Property Address2318 MIDDLECOFF LN, LAREDO, TX 78045-8159
Document Number004696/479
Book / Page4696 / 479
Map ReferenceVOL 16 PG 61
Instrument DateNov 13, 2019
Instrument1377371
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 CALLE DEL NORTE STE 201, 201, LAREDO, TX 78041-5961

Mortgage

Document Number0001377372
DateNov 18, 2019
Instrument1377372
Lender
NameTEXAS COMMUNITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 13, 2020

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$700,000 (-) Land $301,031 Building $398,969$700,000 (-) Land $301,031 Building $398,969
2025$3,542.00 (-0.7%)$700,000 (+18.64%) Land $301,031 Building $398,969$700,000 (+18.64%) Land $301,031 Building $398,969
2024$3,567.00 (-5.18%)
2023$590,000 Land $299,803 Building $290,197$590,000 Land $299,803 Building $290,197
2022$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

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