2318 E Montgomery St, Laredo, TX 78043 Property Records

Webb County property record for 2318 E Montgomery St, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 1972
Lot Size	0.039 acres (1,709 sqft)
Owner	Individual Name on File
Last Sale	$221,112 (Apr 2025)
Tax Bill	$439 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-01370-090`

Property Details

APN / Parcel Number

Primary APN	`551-01370-090`
Alternative APN	`177345`

Interior

Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	695 sqft
Utility Area	16 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,709 sqft (0.039 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	2318 E MONTGOMERY ST
City	LAREDO
State	TX
Zip	78043-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	UNIT 9 LAS CASITAS TOWNHOMES OUT OF BLK 1370 MC MILLAN PARK SUBD
Legal Subdivision	LAS CASITAS TOWNHOMES
Legal Block	1370
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1022
Census Tract	1101

Owner

2318 E Montgomery St is owned and occupied by an individual who bought it in April 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2318 E MONTGOMERY ST, 9, LAREDO, TX 78043-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Apr 25, 2019	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	20251554931
Deed Book / Page	5816 / 286
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	004588/456
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 16, 2025
Property Address	2318 E MONTGOMERY ST, LAREDO, TX 78043-1303
Document Number	005816/286
Book / Page	5816 / 286
Instrument Date	Apr 16, 2025
Instrument	1554931
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LAREDO TITLE & ADSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 E MONTGOMERY ST # 9, 9, LAREDO, TX 78043-1303

Mortgage

Document Number	0001554932
Date	Apr 16, 2025
Instrument	1554932

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 25, 2019
Property Address	2318 E MONTGOMERY ST, LAREDO, TX 78043-1303
Document Number	004588/456
Book / Page	4588 / 456
Map Reference	VOL 2 PG 200
Instrument Date	Apr 23, 2019
Instrument	1358896
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 E MONTGOMERY ST, LAREDO, TX 78043-1303

Mortgage

Document Number	0001358897
Date	Apr 25, 2019
Instrument	1358897

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2318 E Montgomery St was $439 with a homeowner's exemption, up 9.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,265 (+20.18%) Land $17,090 Building $87,175	$104,265 (-1.09%) Land $17,090 Building $87,175
2025	$439.00 (+9.75%)	$86,754	$105,410 Land $17,090 Building $88,320
2024	$400.00
2023		$71,697 Land $6,836 Building $64,861	$71,697 Land $6,836 Building $64,861
2022	$475.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2318 E Montgomery St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2318 E Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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