2318 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 2318 Clay Ave, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,150 sqft · built 1900
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on Record
Tax Bill$2,522 (2025)
Deeds & MortgagesJun 2020 Construction Loan
Feb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-003700-017300-1

Property Details

APN / Parcel Number

Primary APN48-003700-017300-1
Alternative APNs
  • 4800370001730010111
  • 163413

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area1,150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area126 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address2318 CLAY AVE
CityWACO
StateTX
Zip76706-2728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBELL J D LOT 10B 11A BLOCK 16 ACRES .1894
Legal SubdivisionBELL J D
Legal Block16
Legal Lot Number10B
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3018
Census Tract598

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3401 ROLANDO AVE, WACO, TX 76711-1517
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Construction Loan · Construction Mortgage
SECURITY BK/CRAWFORD
Feb 11, 2018Loan Modification, Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2023
Deed SaleApr 24, 2023
Prior SaleFeb 13, 2009 · Amount on Record
Deed Document Number202311488
Prior Transfer DateJun 26, 2009
Prior Transfer Doc0000020016
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateJun 2, 2020
Property Address2318 CLAY AVE, WACO, TX 76706-2728
Document Number0000017857
Instrument DateMay 29, 2020
Instrument17857
Transaction TypeConstruction Loan
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 ROLANDO AVE WACO TX 767111517, WACO, TX 76711-1517

Mortgage

Document Number0000017857
DateJun 2, 2020
Instrument17857
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2021

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address2318 CLAY AVE, WACO, TX 76706-2728
Document Number0000005218
Instrument DateFeb 11, 2018
Transaction TypeMortgage
Record UpdatedMar 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 ROLANDO AVE WACO TX 767111517, WACO, TX 76711-1517

Mortgage

Document Number0000005218
DateFeb 20, 2018
Instrument5218
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 19, 2023

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,288 (-9.64%) Land $19,883 Building $117,405$137,288 (-9.64%) Land $19,883 Building $117,405
2025$2,522.00 (+19.64%)$151,940 (+59.94%) Land $18,070 Building $133,870$151,940 (+59.94%) Land $18,070 Building $133,870
2024$2,108.00 (-0.99%)
2023$95,000 Land $18,070 Building $76,930$95,000 Land $18,070 Building $76,930
2022$2,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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