Jefferson County property record for 2318 Cahaba Rd, Mountain Brook, AL 35223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,712 sqft · built 1920 |
| Lot Size | 0.205 acres (8,950 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,583 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-06-4-023-014.000 |
| Primary APN | 28-00-06-4-023-014.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 856 sqft |
| Upper Floors Area | 856 sqft |
| Basement Area | 400 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,950 sqft (0.205 acres) |
| Lot Dimensions | 179 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 493 sqft |
| Porch | Slab |
| Porch Area | 502 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 361487 |
|---|---|
| Street Address | 2318 CAHABA RD |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35223-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-C |
| Legal Description | LOT 3 BLK 3 1ST ADD TO SO HGLDS |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 06 |
| Legal Subdivision | SOUTH HGLDS 28-6-4 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10801 |
2318 Cahaba Rd is owned and occupied by an individual.
Source: Jefferson County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2318 CAHABA RD, MOUNTAIN BRK, AL 35223-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNION STATE BANK |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Sep 29, 2026 |
| Property Address | 2318 CAHABA RD, MOUNTAIN BRK, AL 35223-1102 |
| Document Number | 0000089555 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202689555 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000089555, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202689555 |
| Name | UNION STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 28, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Dec 15, 2025 |
| Property Address | 2318 CAHABA RD, MOUNTAIN BRK, AL 35223-1102 |
| Document Number | 0000112006 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025112006 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2318 CAHABA RD, MOUNTAIN BRK, AL 35223-1102 |
| Document Number | 0000112007 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025112007 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2020 |
The 2025 property tax bill for 2318 Cahaba Rd was $13,583.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,583.00 | $124,620 | $623,200 Land $332,300 Building $290,900 |
| 2023 | $116,480 Land $58,300 Building $58,180 | $582,400 Land $291,500 Building $290,900 | |
| 2022 | $11,198.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2318 Cahaba Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2318 Cahaba Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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