2318 Belmore Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2318 Belmore Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft · built 1973
Lot Size	0.159 acres (6,946 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jun 2013)
Tax Bill	$5,722 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-407-016`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-407-016`

Interior

Full Baths	2 Baths
Building Area	1,274 sqft Building Perimeter
1st Floor Area	1,274 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,946 sqft (0.159 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	162 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2318 BELMORE DR
City	CHAMPAIGN
State	IL
Zip	61821-6263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 476 SOUTHWOOD 13TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 13TH SUB
Legal Lot Number	476
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2025
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2318 BELMORE DR, CHAMPAIGN, IL 61821-6263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	201315247
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2318 BELMORE DR, CHAMPAIGN, IL 61821-6263
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017827
Date	Nov 19, 2025
Instrument	2025R17827

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2318 BELMORE DR, CHAMPAIGN, IL 61821-6263
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023750
Date	Oct 5, 2021
Instrument	2021R23750

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,360 (+33.55%) Land $20,790 Building $59,570	$241,080 (+33.55%) Land $62,370 Building $178,710
2024	$5,722.00 (+14.88%)
2022	$4,981.00 Homeowner's exemption	$60,170 Land $15,570 Building $44,600	$180,510 Land $46,710 Building $133,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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