2318 Armour Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2318 Armour Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1963
Lot Size	0.233 acres (10,163 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2020)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9893-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9893-8`
Alternative APNs	`14-28-15-27306-000-2990` `281514273060002990` `152814273060002990` `R147858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1998
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,163 sqft (0.233 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	600 sqft
Patio Area	300 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147858
Street Address	2318 ARMOUR DR
City	DUNEDIN
State	FL
Zip	34698-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY ESTATES 6TH ADD LOT 299
Legal Range	15E
Legal Township	28S
Legal Section	14
Legal Subdivision	FAIRWAY ESTATES 6TH ADD
Legal Tract	27306
Legal Lot Number	299
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1003
Census Tract	27106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Dunedin Isles Golf Club Golf Course listed 2014 · 1 contributing resources · NRIS 14000283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2318 Armour Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2318 ARMOUR DR, DUNEDIN, FL 34698-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	2020293641
Deed Book / Page	21191 / 607
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0150760030
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2318 ARMOUR DR, DUNEDIN, FL 34698-2201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195300812
Date	Feb 23, 2017
Book Page	19530/0812
Instrument	2017059186

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	420 Months
Due	Feb 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 1, 2020
Property Address	2318 ARMOUR DR, DUNEDIN, FL 34698-2201
Document Number	0211910607
Book / Page	21191 / 607
Map Reference	MB 59 PG 23&24
Instrument Date	Sep 30, 2020
Instrument	2020293641
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95259 PALMETTO TRL, 95259, FERNANDINA BEACH, FL 32034-1161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 ARMOUR DR, DUNEDIN, FL 34698-2201

Mortgage

Document Number	0021191609
Date	Oct 1, 2020
Instrument	21191/609

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2318 ARMOUR DR, DUNEDIN, FL 34698-2201
Document Number	0209780110
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2318 ARMOUR DR DUNEDIN FL 346982201, DUNEDIN, FL 34698-2201

Mortgage

Document Number	0209780110
Date	Apr 24, 2020
Book Page	020978/000110
Instrument	133774

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2318 Armour Dr was $3,897 with a homeowner's exemption, up 8.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00 (+8.67%) Homeowner's exemption	$262,966	$599,834 Land $283,214 Building $316,620
2024	$3,586.00 (+1.67%)
2023	$3,527.00 (+24.63%) Homeowner's exemption	$242,814 (+20.22%)	$489,614 (+17.87%) Land $237,398 Building $252,216
2022	$2,830.00 Homeowner's exemption	$201,980	$415,373 Land $249,245 Building $166,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2318 Armour Dr in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	6 of 57
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 Armour Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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