2318 Arbell Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2318 Arbell Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,012 sqft · built 2004
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2021)
Tax Bill	$1,456 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149K E 010`

Property Details

APN / Parcel Number

Primary APN	`149K E 010`
Alternative APN	`0000084288`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,012 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	49 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000084288
Street Address	2318 ARBELL LN
City	CHATTANOOGA
State	TN
Zip	37421-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 8 ARBELL PLACE SUB PB 23 PG 21 REV 63-74 63-170 REV 75-177
Legal Subdivision	RANCH HILLS 2ND UNIT
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1012
Census Tract	11323

Owner

2318 Arbell Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Hamilton County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2318 ARBELL LN, CHATTANOOGA, TN 37421-7601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Oct 25, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2020	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	202172
Deed Book / Page	12757 / 45
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 3, 2021
Property Address	2318 ARBELL LN, CHATTANOOGA, TN 37421-7601
Document Number	0000000072
Book / Page	12757 / 45
Instrument Date	Dec 1, 2021
Instrument	2021120300072
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2318 ARBELL LN, CHATTANOOGA, TN 37421-7601

Mortgage

Document Number	0001275748
Date	Dec 3, 2021
Instrument	12757/48

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 25, 2021
Property Address	2318 ARBELL LN, CHATTANOOGA, TN 37421-7601
Document Number	0000000293
Book / Page	12705 / 209
Instrument Date	Oct 15, 2021
Instrument	2021102500293
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 ARBELL LN, CHATTANOOGA, TN 37421-7601

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 6, 2020
Property Address	2318 ARBELL LN, CHATTANOOGA, TN 37421-7601
Document Number	0106000157
Book / Page	011870 / 000068
Instrument Date	Jan 2, 2020
Instrument	200106000157
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2318 ARBELL LN CHATTANOOGA TN 374217601, CHATTANOOGA, TN 37421-7601

Mortgage

Document Number	106000158
Date	Jan 6, 2020
Book Page	011870/000070
Instrument	200106000158

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2318 Arbell Ln was $1,456, down 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,456.00 (-2.93%)	$96,100 (+43.27%)	$384,400 (+43.27%) Land $50,000 Building $334,400
2024	$1,500.00 (-0.6%)	$67,075 (-)	$268,300 (-) Land $50,000 Building $218,300
2023	$1,509.00	$67,075	$268,300 Land $50,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2318 Arbell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2012–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 Arbell Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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