2318 3rd Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 2318 3rd Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,824 sqft · built 1910
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Oct 2000)
Tax Bill	$11,788 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`47-00148-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`47-00148-0000-00017`
Alternative APN	`470014800017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,824 sqft Living Area
1st Floor Area	1,478 sqft
Upper Floors Area	1,364 sqft
Attic	Attic
Attic Area	1,007 sqft
Basement Area	939 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	12,400 sqft (0.285 acres)
Lot Dimensions	248 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Pool Area	392 sqft
Porch	Open Porch
Deck Area	257 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2318 3RD AVE
City	SPRING LAKE
State	NJ
Zip	07762-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	SPRING LAKE
Legal Block	148
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2013
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2318 3RD AVE, SPRING LAKE, NJ 07762-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2000 · Amount on Record
Deed Sale	Oct 16, 2000 · Amount on Record
Deed Book / Page	5982 / 212
Last Transfer Date	Aug 28, 2013
Transfer Doc	0000101063
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2318 3RD AVE, SPRING LAKE, NJ 07762-1702
Document Number	0000001322
Book / Page	009266 / 002237
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 3RD AVE SPRING LAKE NJ 077621702, SPRING LAKE, NJ 07762-1702

Mortgage

Document Number	0000001322
Date	Jan 8, 2018
Book Page	009266/002237
Instrument	1322

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,727,300 (+5.73%) Land $1,908,700 Building $818,600	$2,727,300 (+5.73%) Land $1,908,700 Building $818,600
2025	$11,788.00 (-0.41%)	$2,579,400 (+15.69%) Land $1,794,900 Building $784,500	$2,579,400 (+15.69%) Land $1,794,900 Building $784,500
2024	$11,837.00 (+9.92%)
2023		$2,229,500 Land $1,516,600 Building $712,900	$2,229,500 Land $1,516,600 Building $712,900
2022	$10,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	41 (1992–2021)
Claims Outside the SFHA	16 of 41
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20