2317 White Store Rd, Monroe, NC 28112 Property Records

Union County property record for 2317 White Store Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1987
Lot Size	5.62 acres (244,807 sqft)
Owner	Individual Name on File
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-090-002A`

Property Details

APN / Parcel Number

Primary APN	`09-090-002A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.62 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2317 WHITE STORE RD
City	MONROE
State	NC
Zip	28112-8735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20 UNIO
Legal Description	8834-0310
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2043
Census Tract	20601

Owner

Source: Union County records · APN 09-090-002A

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2317 WHITE STORE RD, MONROE, NC 28112-8735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2024	Intrafamily Transfer, Transfer
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 21, 2023
Transfer Doc	0008834310
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jan 02, 2024
Property Address	2317 WHITE STORE RD, MONROE, NC 28112-8735
Document Number	0008834310
Book / Page	8834 / 310
Instrument Date	Dec 21, 2023
Instrument	26
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 WHITE STORE RD, MONROE, NC 28112-8735

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2317 WHITE STORE RD, MONROE, NC 28112-8735
Transaction Type	Mortgage
Record Updated	Aug 04, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 WHITE STORE RD, MONROE, NC 28112-8735

Mortgage

Document Number	0008530175
Date	Jul 21, 2022
Book Page	8530/175
Instrument	25929

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 (+7.24%)	$348,200 (+38.78%) Land $82,500 Building $265,700	$348,200 (+38.78%) Land $82,500 Building $265,700
2023	$1,643.00	$250,900 Land $53,900 Building $197,000	$250,900 Land $53,900 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Store Rd

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