2317 W Finley Rd, Beloit, WI 53511 Property Records

Rock County property record for 2317 W Finley Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,576 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	Trust Name on File
Last Sale	$255,000 (Dec 2018)
Tax Bill	$6,643 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2008 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-38.1`

Property Details

APN / Parcel Number

Primary APN	`6-2-38.1`
Alternative APN	`004 004003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 004003
Street Address	2317 W FINLEY RD
City	BELOIT
State	WI
Zip	53511-8735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 ASSESSOR'S PLAT PT OUTLOT 2 COM E1/4 COR, W 330', N 396' E 330', S 396' TO POB
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1014
Census Tract	2200

Owner

2317 W Finley Rd is held in a trust since December 2018.

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	5151 ORTH RD, MD1, POPLAR GROVE, IL 61065-8881
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK & TRUST CO
Jun 25, 2008	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Nov 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Sep 25, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK & TRUST CO
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Dec 5, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK
Jul 31, 2015	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jun 25, 2008	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Jun 25, 2008 · Amount on File
Deed Document Number	20182117606
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0002032544
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002112775
Date	Sep 25, 2018
Instrument	2112775

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 21, 2023
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.94%
Index	5-Year CMT

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001834981
Date	Jun 25, 2008
Instrument	1834981

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jun 23, 2011

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002162740
Date	Aug 19, 2020
Instrument	2162740

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001906322
Date	Nov 8, 2010
Instrument	1906322

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2040

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2112775
Date	Sep 25, 2018
Instrument	2112775

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 21, 2023
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.94%
Index	5-Year CMT

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2162740
Date	Aug 19, 2020
Instrument	2162740

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 5, 2018
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Document Number	0002117606
Instrument Date	Dec 3, 2018
Instrument	2117606
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 W FINLEY RD, BELOIT, WI 53511-8735

Mortgage

Document Number	0002117607
Date	Dec 5, 2018
Instrument	2117607

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

July 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Jul 31, 2015
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Document Number	0002032544
Instrument Date	Jul 22, 2015
Instrument	2032544
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Investor	Possibly a Property Investor

Mortgage

Document Number	0002032545
Date	Jul 31, 2015
Instrument	2032545

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Min Rate At Change	2.75%
Max Rate At Change	5.25%

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 25, 2008
Property Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Document Number	0001834979
Instrument Date	Jun 20, 2008
Instrument	1834979
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 W FINLEY RD, BELOIT, WI 53511-8735
Investor	Possibly a Property Investor

Mortgage

Document Number	0001834980
Date	Jun 25, 2008
Instrument	1834980

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2317 W Finley Rd was $6,643.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,643.00	$394,800 Land $34,800 Building $360,000	$487,400
2023	$6,179.00	$394,800 Land $34,800 Building $360,000	$410,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2317 W Finley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2317 W Finley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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