2317 State Rte 48, Fulton, NY 13069 Property Records

Oswego County and Minetto Town property record for 2317 State Rte 48, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,638 sqft · built 1964
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,116 (2026)
Deeds & Mortgages	Nov 2023 Transfer Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`353600 201.11-01-04`

Property Details

APN / Parcel Number

Primary APN	`353600 201.11-01-04`
Alternative APN	`360020101100010040000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2317 STATE ROUTE 48
City	FULTON
State	NY
Zip	13069-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 46 070-009-000
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	MINETTO
Census Block Group	1
Census Block	1044
Census Tract	21402

Owner

2317 State Rte 48 is owner-occupied and held in a trust since November 2023.

Source: Oswego County and Minetto Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Intrafamily Transfer, Transfer
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 22, 2019	Quit Claim Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS
Aug 22, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FULTON SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 2, 2023
Transfer Doc	0000000369
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Nov 7, 2023
Property Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Document Number	0000000369
Instrument Date	Nov 2, 2023
Instrument	R-2023-010369
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Transaction Type	Mortgage
Record Updated	Jan 3, 2023
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142

Mortgage

Document Number	0000003473
Date	Dec 14, 2022
Instrument	R-2022-013473

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 22, 2019
Property Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Document Number	0000002377
Instrument Date	Mar 22, 2019
Instrument	2377
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 STATE ROUTE 48 FULTON NY 130694142, FULTON, NY 13069-4142

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 22, 2018
Property Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Document Number	0000008138
Instrument Date	Jul 12, 2018
Instrument	8138
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 STATE ROUTE 48 FULTON NY 130694142, FULTON, NY 13069-4142

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 4, 2019
Property Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Document Number	0000002690
Instrument Date	Jun 11, 2018
Instrument	2690
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 STATE ROUTE 48 FULTON NY 130694142, FULTON, NY 13069-4142

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2317 STATE ROUTE 48, FULTON, NY 13069-4142
Document Number	0000003732
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 STATE ROUTE 48 FULTON NY 130694142, FULTON, NY 13069-4142

Mortgage

Document Number	0000003732
Date	Apr 26, 2017
Instrument	3732

Lender

Name	FULTON SVGS BK
Type	Bank
Address	FULTON, NY 13069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 2317 State Rte 48 was $7,116 with exemptions applied, up 7.4% from the year before.

Source: Oswego County and Minetto Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Minetto Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,116.00 (+7.4%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$6,626.00	$162,500 Land $26,200 Building $136,300	$250,000 Land $40,308 Building $209,692
2023		$143,000 (-) Land $26,200 Building $116,800	$183,333 (+11.54%) Land $33,590 Building $149,743
2022		$143,000 Land $26,200 Building $116,800	$164,368 Land $30,115 Building $134,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2317 State Rte 48 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2317 State Rte 48 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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