2317 Mono Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2317 Mono Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1927
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,480,000 (Jan 2025)
Tax Bill	$20,121 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-010-008-8`

Property Details

APN / Parcel Number

Primary APN	`501-010-008-8`
Alternative APN	`501-010-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	1,195 sqft
2nd Floor Area	457 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1950
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2317 MONO AVE
City	EL CERRITO
State	CA
Zip	94530-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHMOND JUNCTION LOTS 30 & 31 BLK 21
Legal Subdivision	RICHMOND JUNCTION
Legal Block	21
Legal Lot Number	30,31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3011
Census Tract	384000

Owner

2317 Mono Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2317 MONO AVE, EL CERRITO, CA 94530-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 11, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	Apr 11, 2022 · Amount on File
Deed Document Number	20252035
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0000083193
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 16, 2022
Property Address	2317 MONO AVE, EL CERRITO, CA 94530-1645
Document Number	0000083193
Map Reference	MB 9 PG 221
Instrument Date	Apr 12, 2022
Instrument	2022-083193
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 MONO AVE, EL CERRITO, CA 94530-1645

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 11, 2022
Property Address	2317 MONO AVE, EL CERRITO, CA 94530-1645
Document Number	0000062814
Map Reference	MB 9 PG 221
Instrument Date	Mar 29, 2022
Instrument	2022-062814
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2317 MONO AVE, EL CERRITO, CA 94530-1645

Mortgage

Document Number	0000062815
Date	Apr 11, 2022
Instrument	2022-062815

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2317 MONO AVE, EL CERRITO, CA 94530-1645
Document Number	0000323659
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2317 MONO AVE EL CERRITO CA 945301645, EL CERRITO, CA 94530-1645

Mortgage

Document Number	0000323659
Date	Dec 23, 2020
Instrument	323659

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 22, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2317 Mono Ave was $20,121.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,509,600 (+2%) Land $969,000 Building $540,600
2025	$20,121.00 Homeowner's exemption	$1,480,000 Land $1,015,000 Building $465,000
2023	$18,364.00 (+222.06%) Homeowner's exemption	$1,785,000 Land $1,224,000 Building $561,000
2022	$5,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2317 Mono Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2317 Mono Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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