2317 Lorena Ln, Clearwater, FL 33765 Property Records

Pinellas County property record for 2317 Lorena Ln, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,132 sqft · built 1960
Lot Size	0.193 acres (8,420 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Jan 2017)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-9181-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-9181-4`
Alternative APNs	`07-29-16-76446-000-0800` `162907764460000800` `R74142`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,132 sqft Heated Area
1st Floor Area	2,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,420 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	203 sqft
Shed	1 Shed
Shed Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R74142
Old Parcel Number	162907764460000800
Street Address	2317 LORENA LN
City	CLEARWATER
State	FL
Zip	33765-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING HEIGHTS LOT 80
Legal Range	16
Legal Township	29
Legal Section	07
Legal Subdivision	ROLLING HEIGHTS
Legal Lot Number	80
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2035
Census Tract	26703

Owner

Source: Pinellas County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2317 LORENA LN, CLEARWATER, FL 33765-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jan 5, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Document Number	2017005304
Deed Book / Page	19474 / 0070
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2317 LORENA LN, CLEARWATER, FL 33765-2727
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0224081240
Date	Apr 14, 2023
Book Page	22408/1240
Instrument	2023097632

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2317 LORENA LN, CLEARWATER, FL 33765-2727
Document Number	0210451061
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2317 LORENA LN CLEARWATER FL 337652727, CLEARWATER, FL 33765-2727

Mortgage

Document Number	0210451061
Date	Jun 18, 2020
Book Page	021045/001061
Instrument	184549

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 5, 2017
Property Address	2317 LORENA LN, CLEARWATER, FL 33765-2727
Document Number	0194740070
Book / Page	19474 / 0070
Map Reference	MB43 PG1
Instrument Date	Dec 12, 2016
Instrument	2017005304
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 WILLOW LAKE, 120, IRVINE, CA 92614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 LORENA LN, CLEARWATER, FL 33765-2727

Mortgage

Document Number	2017005305
Date	Jan 5, 2017
Instrument	2017005305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+4.82%) Homeowner's exemption	$172,041 (+5.99%)	$287,692 (+28.09%) Land $81,080 Building $206,612
2023	$2,324.00 (+2.24%) Homeowner's exemption	$162,322 (+3%)	$224,603 (+20.8%) Land $105,708 Building $118,895
2022	$2,273.00 Homeowner's exemption	$157,594	$185,932 Land $94,897 Building $91,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1978–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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